Panel discussion
This presentation is the property of its rightful owner.
Sponsored Links
1 / 7

Panel Discussion PowerPoint PPT Presentation


  • 116 Views
  • Uploaded on
  • Presentation posted in: General

Panel Discussion. Prepaid Payment Instruments -Implementation & Challenges. Session Moderator Sanjay Aggarwal General Manager/Operations IRCTC. Discussion Points. Guidelines by RBI. If Prepaid is Best Instrument for Financial Inclusion/Micropayments ?.

Download Presentation

Panel Discussion

An Image/Link below is provided (as is) to download presentation

Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.


- - - - - - - - - - - - - - - - - - - - - - - - - - E N D - - - - - - - - - - - - - - - - - - - - - - - - - -

Presentation Transcript


Panel discussion

Panel Discussion

Prepaid Payment Instruments

-Implementation & Challenges

Session Moderator

Sanjay Aggarwal

General Manager/Operations

IRCTC


Discussion points

Discussion Points

  • Guidelines by RBI

  • If Prepaid is Best Instrument for

    Financial Inclusion/Micropayments ?

  • Prepaid – Cash to Cashless Society

  • Prepaid as US $ 20 bn Industry in

    5 years ??


Irctc

IRCTC

  • In Business of Online Rail Ticketing

  • Booked more than 6 Million Tickets or 12 Million Passengers in July 09

  • Peak Tickets – More than 2,62,000 in single day

  • Average Tickets per day ~ 2 Lakhs

  • Total Revenue in - July 09 > 500 Crore

  • Total Revenue in 2008-09 > 4000 Crore

  • Average Ticket size in around Rs. 850

  • Registered Users more than 10 million

  • More Number of Non-AC Passengers (60%)

  • (Still 25%-30% of Indian Railways)


Share of payment instruments

Share of Payment Instruments

  • Credit Cards :31%

  • Net Banking:32%

  • Non-Banking:37%

    (37% has 2 Major Sub-headings)

    : 21% Cash Cards

    :16% RDS


Meaning of 21 share of cash cards

Meaning of 21% Share of Cash Cards

  • Around 40,000 transactions per day

    or

    12 Lakh transactions in a month

  • Around 3.5 Crore worth transactions per day

    or

    More than 100 Crore transactions per month


Issues with banks

Issues with Banks

  • Proliferation

  • Technological Issues

  • Operational Issues


Thanks

THANKS !


  • Login