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5 Things to Pay Heed to Before Buying Medical Insurance

This PPT explains the 5 important Things to Pay attention Before Buying Medical Insurance. For more details visit https://www.libertyinsurance.in/health-insurance

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5 Things to Pay Heed to Before Buying Medical Insurance

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  1. 5 Things to Pay Heed to Before Buying Medical Insurance Liberty General Insurance

  2. The Need of Medical insurance • The purpose of the medical insurance is to safeguard you against any medical emergency. • It acts as a financial support if you are ill or injured and ensures that you recover without worrying about hospitalization charges. • It is crucial for every person to have medical insurance. However, medical insurance should not be bought without deliberation. Following slides explain the things which you need to pay heed to before buying medical insurance:

  3. Claim Process • Claim settlement will be easier and quick if the insurer has a high claim settlement ratio. • Good customer support is always a big relief as it will make the claim process swift.

  4. Waiting Period Several insurance companies provide waiting period for the pre-existing diseases. Normally, this ranges between two years to five years, depending on the insurance company.

  5. Family Health Insurance • If you have a family, it is better to go for family health insurance rather getting medical insurance for each individual.. • The terms and conditions of family health insurance are different from an individual medical insurance.

  6. Insurance Amount • Selecting the right insurance amount is imperative as it provides coverage for the minimum time of 1 year. • Generally, younger people go for low insurance amount than elders, because they are less susceptible to diseases.

  7. Pre and Post-Hospitalization Expenses It is advisable to go for medical insurance which, alongside hospitalization charges, covers: • Pre-Hospitalization Charges: This includes tests suggested by the doctor during the diagnostic stage. • Post-Hospitalization Charges: This includes the cost of medicines and everything else during the convalescing period at home.

  8. Medical Insurance is your Best Friend Your medical insurance is your best friend in case of a medical emergency. So buy the best one for yourself and family.

  9. Contact Us Address: 10th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai – 400013 Boardline: 022-6700-1313 Fax: 022-6700-1606​ Toll Free No: 1800-266-5844 Email:care@libertyinsurance.in Website:https://www.libertyinsurance.in/ Facebook: http://www.facebook.com/libertyvideocon Twitter:http://www.twitter.com/LibertyVideocon Google+:https://plus.google.com/+LibertyvideoconIndia

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