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6 minutes ago - COPY LINK TO DOWNLOAD : https://aduhkacongbeknasengak.blogspot.com/?book=B00VOLCFX4 | [READ DOWNLOAD] Linguistics in the Courtroom: A Practical Guide | This is a practical guide for both beginning and established linguists who have been asked by lawyers to address the language issues in their civil and criminal cases. Author Rog
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Description This is a plan to cure the financial system in the US.On "Moral Hazard - Too Big to Fail" written in 1997! Bank crisis could have been averted![So why should we eliminate or at least de-emphasize the FDIC and encourage direct investment in government debt? Because the present system is a perverse looting of the working class by the wealthy all in the name of protecting that very working class which is being exploited. As a U.S. Treasury report indicates, the FDIC allows for a game of heads I win, tails you lose by bank owners. [T]he combination of low capital and federally insured deposits creates the "moral hazard" problem. Owners with little at stake have an incentive to take excessive risk with a virtually unlimited supply of funds. This gambling with other people's funds creates the classic "heads I win, tails you lose" situation, with gains kept by owners and losses put to the FDIC or the taxpayer. Higher capital requires owners to put more of their own money at stake, which creates a powerful incentive to control excess risk-taking - making banks safer.U.S. Department of the Treasury, Modernizing the Financial System: Recommendations for Safer, More Competitive Banks (1991) reprinted in Fed. Banking L. Rep. (CCH) No. 1377, Part II (February 14, 1991). Depositors can never win and bankers can never lose. Imagine for a moment that if on your next tax return line Z read: Now add 2,000.00 in payment to help subsidize market gambling/speculation by the wealthy bank owners of your community. This is what has effectively happened over the past 15 years or so in light of the high dollar bank bailouts that the government has been forced to provide. If taxpayers actually understood what was happening with bank welfare they wouldn't just be mad, as they are now, they wouldn't allow the banking system to continue as it is.]
