Are You Smarter Than a New Hire?

1. New Hires Are You Smarter Than a New Hire? L&N’s All Staff Day 2008

2. Participant Name Branch Participant Name Branch Participant Name Branch Participant Name Branch RULES

3. PLAY Rules of Play • An L&N Employee will answer questions pertaining to BSA, questions will range in difficulty. • Answering questions correctly moves the prize winnings up a “Time Off” Ladder. • The Employee can choose one New Hire as a classmate for two questions in a row. • If needed, the employee can “Copy” (copy the New Hire’s answer) or “Peek” (look at the New Hire’s answer and decide whether to use it). • If an Employee gives a wrong answer and the New Hire gives a right one, the New Hire can “Save” the Employee. All three aides are available just once. • If all else fails, the Employee can quit the game, but has to say directly to the audience, "I am not smarter than a New Hire."

4. Time Off Ladder BSA 3 SAR 3 MIL 3 CTR 3 BSA 6 BSA 2 SAR 2 MIL 2 CTR 2 BSA 5 BSA 1 SAR 1 MIL 1 CTR 1 BSA 4 USA PATRIOT Act Are You Smarter Than a New Hire? QUIT PEEK COPY SAVE

5. 8 Hours Off 7 ½ Hours Off 7 Hours Off 6 ½ Hours Off 6 Hours Off 5 ½ Hours Off 5 Hours Off 4 ½ Hours Off 4 Hours Off 3 ½ Hours Off 3 Hours Off 2 ½ Hours Off 2 Hours Off 1 ½ Hour Off 1 Hour Off ½ Hour Off BACK

6. BSA 1 BACK Are any member accounts exempt from the reporting requirements? No

7. BSA 2 BACK How often should each branch send their logs to the Member Service Dept. for review? Weekly

8. BSA 3 BACK What report does the Member Services Department review to determine if a member’s account requires a CTR or SAR be filed? “Smurfing Report”

9. BACK SAR 1 If a SAR is required, how many days does it need to be filed within? 30 Days

10. SAR 2 BACK Should we inform an individual if an SAR is being filed on them? No

11. SAR 3 BACK Copies of completed SAR’s will be kept on file for 10 years. TRUE or FALSE False: 5 Years

12. BACK MIL 1 ALL cash transactions of $3000 to $10,000 must be recorded in the MIL. TRUE or FALSE TRUE

13. MIL 2 BACK Where is the $3000 & Over Log to be physically kept at the branch? The counter behind the MSRs

14. MIL 3 BACK List 3 items recorded in the $3000 & over log, excluding cash. Traveler’s Checks, Money Orders, VISA Gift Cards, & Certified Checks

15. BACK CTR 1 If a CTR is required, how many days does it need to be filed within? 15 Days

16. CTR 2 BACK A CTR must be completed in the member’s presence. TRUE or FALSE TRUE

17. CTR 3 BACK If a member complains about a CTR being filed on them, how should an employee respond? The law requires L&N file the report; it does not represent an L&N Policy.

18. BACK BSA 1 What is the dollar limit for filing a SAR? No dollar limit

19. BSA 2 BACK BSA is a combination of various statues that require credit unions to _____, _____, & _____ certain financial transactions to the federal government. Record, Retain, & Report

20. BSA 3 BACK What should an employee do if Sharon Cummings is the person a SAR needs to be filed on? Report the activity to a SR Vice President. They will determine if a SAR needs to be filed.

21. BACK USA PATRIOT Act What do the letters of the USA PATRIOT Act stand for? Uniting & Strengthening America by Providing Appropriate Tools Required to Intercept & Obstruct Terrorism