Welcome to our Seminar/Workshop!. Selling an Irrevocable Funeral Trust (IFT) to Your Clients Earn tremendous commissions! Huge opportunity to market to your current clients Increase your income by thousands of dollars a month!
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Selling an Irrevocable Funeral Trust (IFT) to Your Clients
FUNERALTRUSTS.COM - NATIONAL DISTRIBUTORS OF IFTs
“…what happens if I enter a nursing home?”
LIFE INSURANCE:Exempt if face value of all policies is less than $1,500.00. If face values of all policies exceed $1,500.00, then they are collectively considered “Countable Assets”.*Refer to your state’s Medicaid Handbook – Rules may vary from state to state.
Term or group life insurance having no cash value is excluded from “countable assets”.
The $9,850 cash value
would be a “countable asset” – Since the face
amount is over $1,500
Life Insurance Policy
Death Benefit - $10,000
Cash Value - $9,850
Solution: “Let’s do a 1035 tax free exchange
from your old policies to an Irrevocable
Funeral Trust final expense plan.” Policies protected
* Warning: This exchange should only be done where the cash value is about the same as the death benefit. If the death benefit is substantially greater than the cash value you may be subject to liability claims for recommending the 1035 Exchange
“By planning now…we know if we enter a nursing home… these funds are guaranteed to be there when needed!”
You Just Saved Your
Solution: Do a funeral trust with $12,500 death benefit. Now there is only $1,500 remaining that would make your client eligible immediately-without spending this money on the nursing home.
If your client is not able to sign because of incapacity…the Power
Of Attorney can sign for them. Mail a
copy of POA with application.
*If you are not familiar with a 1035 exchange, call our home office, we will assist you.
*Refer to your state’s Medicaid Handbook – Rules may vary from state to state.
DO THE MATH ON THIS
“VALUE ADDED SALE”:
MEET WITH 5 COUPLES
PER WEEK…SELL 4 COUPLES…
@ $10,000 PER SPOUSE =
BASED ON AVERAGE AGE OF 75 YEARS OLD
You’ll learn from one of the top producers in the business
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Medicaid Eligibility Rules may vary from state to state. The financial planner, insurance agent,
Or the attorney should verify specific state eligibility rules on Final Expense plans with the
Irrevocable Funeral Trust. This Presentation is for professional Use Only…Not Intended for Public
Distribution. This information is illustrative in nature only and not deemed to be accurate in every state.