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Building a Wealthy Tomorrow!

Building a Wealthy Tomorrow!. Financial Planning!. Why Financial Planning?. What is Financial Planning?. Financial planning is the process of identifying your life’s goals;

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Building a Wealthy Tomorrow!

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  1. Building a Wealthy Tomorrow!

  2. FinancialPlanning! Why Financial Planning?

  3. What is FinancialPlanning? Financial planning is the process of identifying your life’sgoals; translating these identified goals into financial goals & managing your finances in ways that will help you achieve thosegoals.

  4. Various Financial Goals CouldBe!

  5. How Do We Achieve TheseGoals!

  6. How Do We Achieve TheseGoals!

  7. HelpingHands! Your savings & investments can be your helping hands to achieve thesegoals! If done wisely &timely!

  8. Savings VsInvestment!

  9. Where Do Our Savings UsuallyGo!

  10. Two Broad Asset Classes in FinancialAssets!

  11. Impact ofInflation

  12. Performance of Various AssetClasses

  13. DifferenceMatters!

  14. Challenges in Investing Directly in CapitalMarket • Time • Expertise • Lack ofInformation • Portfolio • Volatility

  15. Working of MutualFund Investor Returns Pool ofFunds Fund Manager Portfolio

  16. Advantages of MutualFund Professional Management Choiceof schemes Flexibility Diversification Transparency Wellregulated Convenient Administration Liquidity Taxbenefits Return Lowcost potential

  17. Types of MutualFund Types of mutualfund By Constituent ByInvestment Objectives Closeended Openended Interval Equity Debt Cashfund

  18. Types ofFunds High Risk •Diversification within thesector •Risk according tosector SectorFunds •Diversification according to theme of thefund •Risk according to thetheme ThematicFunds Diversified EquityFunds •Investment in all types of equityclasses •PassiveFunds •Try to track a particularindex IndexFunds •Combination of Equity andDebt •Different asset allocation according toobjective HybridFunds •Investment in all types of DebtSecurities •Default and Interest Raterisk DebtFunds GiltFunds •Investment in Govt.Securities •No DefaultRisk Low Risk •Investment in Money MarketSecurities •High liquidity - low return - leastrisky LiquidFunds

  19. How Fund Managers Have Beaten TheCharts Use The Experience of Fund Managers To EarnMore!

  20. Easy Way : Start Early & MaintainDiscipline

  21. Common Investment Myths...Busted!! I don’t follow the market. Haveheard markets are veryvolatile Time in the market is important and not timing the market I don’t have enoughmoney toinvest Minimum amount requiredfor an SIP is as low as Rs.500 I don’t have time The Auto Debit System for paying instalments will save yourmoney andenergy Myth1 Myth3 Myth5 Myth2 Myth4 Myth6 I am not an expert Along with theinvestor awarenessprograms organized by regulatory body AMFI and AMCs, there is always a Financial Advisor a step away to guide you I have already invested inFDs and I amsafe FDs have high lock-in periods, and are taxinefficient... I am too busy to worry about managing my investments Professional Fund Managers will manage yourmoney

  22. Ease ofInvesting In Systematic Investment Plan, a fixed sum of money is debited from one’s bank account at a predefined frequency (weekly,bi- monthly, monthly etc.) and invested in a mutualfund SIP Bank Mutual Fund In Systematic Transfer Plan, a fixed sum of money is transferred from source mutual fund (where the amount is already invested upfront) to target mutual fund at predefined frequency on a specifieddate STP TargetScheme Source Scheme In Systematic Withdrawal Plan, a fixed sum of money is withdrawn from one’s mutual fund statement at a predefined frequency (normallymonthly) SWP Bank Mutual Fund • SIP • Rupeecost averaging • Compounding • Allowsregular investment • STP • Rupee cost averaging inrising market • Helps inretirement planning • SWP • Works well in both rising and falling marketconditions • Helps inportfolio rebalancing Advantages

  23. Benefit ofSIP It allows you to invest a fixed amount at regular intervals for a specified period which helps in long term wealthcreation The longer one remains invested the betteris the potential forreturns The average investment cost comes down because investor passes through all phases of themarket Hassle-free mode of investment as amount gets debited automatically with ECS instructions Transaction cost for investment via SIP is far lower compared with investing directly in equities Discipline Power of compounding Rupeecost averaging Convenience Lower transaction SIP

  24. Equity Linked Saving Schemes (ELSS)advantage KeyBenefits Smart two in oneinvestment 3 Years lock inperiod Tax deduction u/s 80-C Tax free dividends &returns High return potential Well diversifiedportfolio

  25. Mutual Fund : Good on TaxToo!

  26. Questions ifAny?

  27. See youAgain! MENTOR WEALTH CONSULTANTS PVT.LTD. 807, Wave Silver Tower, Plot No: D-6Sector-18, (Near Sector 18 Metro Station) Noida - 201301, Gautam Buddha Nagar,U.P. Email:info@mentorwealth.in Phone: +91 99101 33556, +91 120 4545252 Website:www.mentorwealth.in

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