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CONQUER YOUR DREAMS!. Leaders With Passion. Helping People With Dreams. WHO IS PRESTIGE?. PRESTIGE is an independent marketing company that offers you a chance to be in business for yourself, but not by yourself.

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CONQUER YOUR DREAMS!

Leaders With Passion

Helping People With Dreams


WHO IS PRESTIGE?

PRESTIGEis an independent marketing company that offers you a chance to be in business for yourself, but not by yourself.

We offer powerful financial concepts and services to help families take charge of their financial future.

We represent some of the top 10 world-class financial product providers in the United States and in the world.


A COMPANY OF DESTINY

OUR MISSION

To Help Families Accumulate Wealth and Ensure Proper Protection.

OUR VISION

To Change the Saving Habits of Families.

OUR CRUSADE

To Educate and Inform Families About the Truth of Money.


WE SELL DREAMS

  • A Dream Can Be:

  • Living a comfortable lifestyle.

  • Retiring early.

  • Owning a dream home.

  • Driving a luxury car.

  • Building a successful business.

  • Spending more time with family and friends.

  • Leaving a legacy behind.

Dreams can come true if you have the will and determination to accomplish them.


WE PROVIDE SOLUTIONS

  • SOLUTION #1

  • To Change the Saving Habits of Families

  • The rule of saving is 10% of your income.

  • Options of saving vehicles.

  • Solution #2

  • How Money Works

  • Magic compound of interest rate return.

  • Minimize taxation – Tax Advantage Plan.

DISCOVER THE GATEWAY TO WEALTH


THE GATEWAY TO WEALTH

We offer the “Roadmap” to financial security …

You can CREATE WEALTH for you and your family by making commitments to do one of the following or both.

  • SAVING MORE MONEY FOR A LONG PERIOD OF TIME. *Accumulate Wealth

  • MAKING MORE MONEY BY TAKING A NEW OPPORTUNITY. *Have New Dreams, Build New Business


The Rule of 72

How Money Works

Divide 72 by the compound interest rate of return,

it gives you the approximate number of years it will

take your money to double.

1%

72 ÷ 1 = 72 years

72 ÷ 4 = 18 years

72 ÷ 8 = 9 years

Rule 72 is a mathematical formula discovered by Albert Einstein. This is for educational and illustrative purpose only.


THE WAKE-UP CALL

Look at where you are and where you want to be financially.

Retirement

Now

Future

Age 35

Age 65

30 years to save

Golden years

You Work For Money

Your Money Must Works For You

You Should Have At Least

$625,000 Working at 8% x 8% rate of return

$50,000/yr Retirement Income

For Instant:

You’re Working

Earn $50,000/yr

What’s your plan for the time you have left?

What are your goals?

How much do you want to save a month to reach your goals?


SAVING VEHICLES

Regular Saving,

CD, M. Funds

Stocks

401k, 403b,

TSA,

Traditional IRA

Indexed

Universal Life

New Approach

* Contribution

- Tax Deductible

* Growth Tax Deferred

* Distribution

- 100% Taxable based on

individual’s tax bracket

* Must take out between

Age 59 ½ and 70 ½

* Ordinary Income Tax

and Estate Tax at Death

  • Contribution

  • - No Tax Deductible

  • - After tax money

  • Tax As Earned

  • Distribution

  • - Taxable every year

IDEAL ACCOUNT

  • Contribution

  • - After Taxed Money

  • Accumulate Tax Deferred

  • Distribution

  • - Tax Free Via Policy Loan*

  • - Tax FIFO if Withdraw

  • - Tax Free at Death

* Internal Revenue Code: IRC Section 101, Sect 72(e), Rev. Rule 66-322, 1966-2 CB 123, TEFRA Section 266, DEFRA Section 221

The traditional ways of saving money may not be the right vehicle for you to achieve your financial future.


WHAT WE DO…

HARNESS THE POWER OF INDEXED UNIVERSAL LIFE TO FUND YOUR“ GOLDEN YEARS.”

WHAT YOU KNOW

People buy the maximum life insurance with the minimum payments.

Prepare for Death Benefit – Income Replacement for Your Family.

You Have To Die For Your Family To Use It, Not You.

HARNESS THE POWER OF INDEXED UL

People buy the minimumlife insurance with the maximum payments,

Prepare for both Death Benefit and Living Benefits.

You Don’t Have To Die To Use It.


SAFETY OF PRINCIPAL: Revolutionary Product – IUL

The Power of Indexed Universal Life

Market Upside Gains & No Downside Risk

Green = IUL Interest Crediting Strategy

1 yr PtP Concept.

Red = Movement of

S&P 500 Indexed Stocks

Yr 2

Yr 5

Yr 1

Yr 3

Yr 4

Indexed UL is the Ideal Account for everyone who understands it.


A tale of two savers, both at the age of 35

and earning $50,000 a year. They’re putting

$350/ month towards their retirement

earning 8.0% rate of return.

SAVER “A” SAVER “B”

Believe in 401k, IRA…Believe in Indexed Universal Life (IUL)

Save $350 / month @ 8.0% Pay $350 / month @ 8.0% rt. return

AFTER 10 YEARS

No life insurance protection Have $150,000 life insurance

Account value $ 65,000 Cash value $ 51,000

Cannot access until age 59 ½ Access the cash value anytime

If die, $65,000 death benefit If die, $201,000 death benefit

AFTER 30 YEARS

Account value $529,000 Cash value $478,000

$50,000 / yr income $50,000 / yr income

After 28% tax, $36,000 / yr Policy loan - tax free, $50,000 / yr

If die @ age 65, $529,000 DB If die @ age 65, $628,000 DB

Taxable at death, 28% ... Tax Free to beneficiary.

*The Saver A and Saver B are hypothetical examples and for illustrative purposes only.

Interest rate is not guarantee.

.


401K, IRA, 403(b) Vs Indexed UL

SAVER: ASAVER: B

401k / IRA Indexed UL

AT AGE 80

Run out of money, acct is $ 0 Used up $750,000 for the last 15 yrs Account is ZERO ($ 0) Cash value still has $316,000

If die, Zero death benefit If die, $466,000 death benefit

AT AGE 100 & BEYOND

Out of money, Used up acct. Used up $1,750,000 for 35 yrs.

Account is ZERO ($ 0) Cash value, $1,396,000 left.

If die, Zero death benefit If die, $1,546,000 DB Tax Free

If you’re going to save for your retirement, which account would you prefer to save your money in?

Do you want your money to be taxed or tax free?


A Revolutionary Solution

INDEXED UNIVERSAL LIFE -

Has the Ideal Benefits and Features for Your Financial Needs

  • No Downside Risk

  • Potential Higher Rate of Return

  • Liquidity

  • Retirement Income

  • Educational Funds for Your Children

  • Life Insurance Protection

  • Accelerated Living Benefits

  • Triple Compound Interests


REDEFINING YOUR RETIREMENT PLAN

  • There is a better way to save beyond a 401k, IRA, 403(b), and TSA plans.

  • Turbo-charging your retirement savings.

  • Taking ownership of your financial future.

  • Ensure proper protection for your family.

We offer the solutions you deserve for your retirement money that may last as long as you live.


You deserve to have the most out of your money.

It’s not what you make,

It’s what you can keep.

Since you are working hard for your money;

Would it make sense to have your money

work hard for you too?


World-Class

Financial Product Providers

PRESTIGEhas strategic relationships with world-class

Product provider companies, which offer diversified consumer-oriented product portfolios that include:

* Indexed UL & Traditional UL , Whole Life, Term

(With and without No Lapse Guarantee Rider.)

*Indexed Annuities and Fixed Annuities

( IRA & Roth IRA )

  • Licensed Associates must sit down with consumers to discus & determine what product is suitable for the consumers.

  • This is for training purpose only.

  • Do not distribute to the public.


GREAT PART-TIME INCOME OPPORTUNITY

Get started today and become your own boss:

Write 1 IUL a month @60% $900/mo.*

Client like Saver B…Based on commissionable target premiums

Write 4 IUL’s a month @60% $3,600/mo.*

If you get yourself promoted to 80% $1,200 / mo.* Write 4 IUL a month @ 80% $4,800 / mo.*

* These numbers are hypothetical and depends on the amount insurance coverage, the age of the insured, and advance annualized max per case.

Would this type of part-time incomechange your lifestyle?


You-VP 80%

Account Assoc

Account Assoc

Account Assoc

Account Assoc

Account Assoc

BUILDERS COMPENSATION PLAN

You become a Leader and build a TEAM TEAMS = MONEY MAKING MACHINE = RESIDUAL INCOME

Write 4 accounts a month personally @ 80% $4,800 / month.

You Build 5 Account Associates who each writes 4 accounts a month... $6,000 / month.

YOUR TOTAL INCOME PER MONTH $10,800 / month.

* These numbers are hypothetical and depends on the amount insurance coverage, the age of the insured, and advance annualized max per case.


BUILDERS COMPENSATION PLAN

You-CEO 90%

You become a Leader and build a TEAM TEAMS = MONEY MAKING MACHINE = RESIDUAL INCOME

Write 4 accounts per month personally @ 90%$5,400

You Build 5 Vice Presidents who each writes 4 accounts per month…$3,900

5 VPs have 5 Associates, each writes 4 accounts per month $19,500

YOUR TOTAL INCOME PER MONTH $28,800


World-Class

Award & Recognition System

PRESTIGEhas world-class awards and incentive trips to recognize the associates who have worked hard .


It s time to have new dreams and build new business
It’s Time To Have New Dreamsand Build New Business…

  • Take charge of your financial future for you and your family.

  • Be your own boss.

  • Get paid for what you’re worth.

  • Call your own shots.

  • Increase your cash-flow per month.

  • Plant the seed for legacy.


If you’re a determined dreamer,

You can started today with…

All materials and concepts presented on all the slides above are for training and educational purpose only.

Do Not distribute to the public. This is strictly for agents use only.

Risk Free Opportunity

No Fee To Join!


Thanks for taking your time to view this presentation.

Please contact the person that told you about this opportunity to help you get started.

We are looking forward to work with you soon…

All materials and concepts presented on all the slides above are for illustrative and educational purpose only.

You are not guarantee in results or performance.


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