DEBTCOM. DEBTCOM. ARE YOU LIVING BEYOND YOUR MEANS !!!. WELCOME TO DEBTCOM. DEBTCOM.
ARE YOU LIVING BEYOND YOUR MEANS !!!
Debt is quickly becoming an epidemic affecting people of all incomes and backgrounds and when it comes to the workplace, can result in low morale, increased stress levels, creditor's calls to the office and a dramatic fall in the productivity of staff.
DEBTCOM offers comprehensive, highly effective debt solutions; we also specialize in counseling groups about debt. So if you think your employees may benefit from talking to us, get in touch and arrange for us to come in and see your staff or CALL US TODAY to discuss your individual requirements.
We have Debt Counselors that are fully qualified and compliant with the National Credit Regulator (NCR).
DEBTCOMis a locally based empowered organization formed in 2008; Our Debt Counsellors has extensive experience in seeking resolutions for the consumer.
DEBTCOMbelieves that new beginnings are possible. With a nationwide team dedicated to build bridges of hope every day, we offer assistance through all the stages of your application ensuring that the best possible settlement is negotiated on your behalf.
DEBTCOM is the leading provider of free and impartial debt advice and counseling on debt problems, with over 5 years experience in the debt counseling and finance sectors.The stress of having a debt problem alone can leave you confused as to where to go for help.DEBTCOM is here to give you free advice regarding your debts and help you to resolve these with a minimum of fuss at what can be a very stressful time.We have a solution to help all our clients and our number one goal is to help you to solve your debt problems once and for all.
The South African government legislated the NATIONAL CREDIT ACT, 34 to promote a regulated, fair and transparent credit market. The act protects consumers from reckless lending and provides over- indebted consumer with a mean to pay off their debt in a responsible and affordable manner hence the need for certified debt counsellor like DEBTCOM services to act as mediator between the consumer and the credit providers in arranging debt repayment plans.
The capabilities of DEBTCOM are in line with theAct and this is matched by extensive experience in the mediation process. The first step towards financial recovery is recognizing the problem. At DEBTCOMwe believe in making a difference for we not only assist you in making that first step but we believe in walking the entire journey with you with our exceptional after-care service.
DEBTCOMensures that you receive professional and appropriate advice at all times during your debt review process. We empathetic to each individual client in offering them appropriate budgetary advice thereby allowing our clients the necessary time to change their behavioural patterns in moving towards financial freedom.
In Making a difference, to our clients that are continuously being harassed from creditors, that are stressed from drowning/trapped in debt and wanting to make a change financially for the better but do not know how to, we believe our personal one-to-one confidential service is the key to placing you on the financial road to recovery.
Recent stats reveal that approximately 8 000 vehicles are being repossessed every month and many more houses being repossessed from over-indebted consumers. DEBTCOMoffers consumers the protection in terms of the NCR Act to help save your possessions in order for you to continue with your way of life whilst you are rehabilitated.
You are more than a case number to us. Allow us to make a difference to your life.
THE NATIONAL CREDIT ACT 34 OF 2005
The national credit act is regarded as the consumer legislator.
Its purpose is to protect consumers and to regulate the Credit Providers, Credit Bureaus and Debt Counsellors
SECTION 86 OF THE NATIONAL CREDIT ACT 34 OF 2005
GIVES OVER INDEBITED CONSUMERS A RIGHT TO APPLY FOR DEBT RESTRUCTURING.
Your Rights Are:
Right to apply for credit
Right to apply for debt counselling
Right for reasons for your credit being refused
Right to access and challenge your credit records
Right to a free credit report once a year
Right to settle earlier without paying a fee.
The Act Protects You From:
High interest calculation
Unfair debt enforcement procedures
DO YOU FEEL …
THE MAIN CONTRIBUTING FACTOR
DEBTCOMhas a free legal
(DEBT REVIEW) ADVICE LINE
MON-FRI 9am to 9pm
SAT 9am to 1pm
081 405 6883
WHAT IS DEBT COUNSELING?
WHAT DOES IT MEAN TO BE IN DEBT?
With loans a, credit cards and accounts being so easily available it Is easy to find yourself buried n debt before you realize it.
WHAT DEBTS ARE INCLUDED ?
All credit agreements with credit providers
This included :
CAN I APPLY FOR DEBT REVIEW IF I AM UNEMPLOYED?
NO YOU CANNOT, because you do not have an income to pay your creditors
CAN A CONSUMER SEE DEBTCOM IF THEY HAVE A LETTER OF DEMAND OR SUMMONS?
Letter of demand you have less than 20 days to see a debt counselor for help
Summons you have 7 days to see a debt counselor
MUST I CONTINUE TO PAY MY CREDITORS ONCE I HAVE APPLIED FOR DEBT REVIEW ?
WHAT IF THE CREDIT PROVIDER DOES NOT ACCEPT MY PAYMENT ARRANGEMENT ?
IS MY MONEY SAFE?
WILL MY EMPLOYER AND WORK COLLEAGUES FIND OUT?
ONCE I’VE CLEARED ALL MY DEBT WILL YOU REMOVE MY NAME FROM THE CREDIT BUREAU?
BEING WITH DEBTCOM THERE IS NO ENDINGS BUT NEW BEGININGSTHANK YOU FOR YOUR TIME…..