Using all resources when financially challenged
Download
1 / 19

Using All Resources When Financially Challenged - PowerPoint PPT Presentation


  • 97 Views
  • Uploaded on

Using All Resources When Financially Challenged. Robert Fraser, PhD, CRC, CLCP. Professor Director University of Washington Epilepsy Center Neurology Vocational Services TBI Model Systems Faculty Seattle, Washington 98104. Legal Assistance.

loader
I am the owner, or an agent authorized to act on behalf of the owner, of the copyrighted work described.
capcha
Download Presentation

PowerPoint Slideshow about ' Using All Resources When Financially Challenged' - kamal


An Image/Link below is provided (as is) to download presentation

Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.


- - - - - - - - - - - - - - - - - - - - - - - - - - E N D - - - - - - - - - - - - - - - - - - - - - - - - - -
Presentation Transcript
Using all resources when financially challenged
Using All Resources When Financially Challenged

  • Robert Fraser, PhD, CRC, CLCP

Professor

Director University of Washington Epilepsy Center

Neurology Vocational Services

TBI Model Systems Faculty

Seattle, Washington 98104


Legal assistance
Legal Assistance

  • Low cost/no cost (pro bono) through Brain Injury Association / other community resources

  • Training in brain injury litigation / sophistication in brain injury can be critical


You may need a life care plan working with your attorney if possible
You May Need a Life Care Plan – Working with Your Attorney if Possible

  • Life Care Plan – Comprehensive litigation tool for evaluating the effects of TBI by:

    • A) Providing guidelines for diverse medical and psychosocial care a survivor will need throughout his or her lifetime and

    • B) Defining the extent of the economic needs in order to provide the above


You may need a life care plan working with your attorney if possible1
You May Need a Life Care Plan – Working with Your Attorney if Possible

  • A Life Care Planner (often a rehabilitation nurse, rehabilitation counselor, or other rehabilitation professional) will need extensive experience as related to rehabilitative services and programs. They also need to be well versed in rehabilitation literature and resource sites. A Certified Life Care Planner (CLCP) designation ensures a basic level of competency


Areas of coverage in the life care plan not all may need to be covered
Areas of Coverage in the Life Care Plan (Not All May Need to be Covered)

  • Projected evaluations

  • Therapeutic services

  • Aids for independent functioning

  • Orthotics / Prosthetics

  • Home / Facility care

  • Home accessories / Architectural modifications)


Areas of coverage in the life care plan not all may need to be covered1
Areas of Coverage in the Life Care Plan (Not All May Need to be Covered)

  • Future medical care – routine and emergent

  • Potential surgery / interventions

  • Transportation

  • Health and strength maintenance

  • Orthopedic equipment / assistive technology

  • Vocational / educational costs


Keeping your job
Keeping Your Job be Covered)

  • Vacation/sick time

  • Short/long-term disability

  • Family Medical Leave Act – creative use of time

  • Reducing/modifying work day


State voc rehab
State Voc Rehab be Covered)

  • Go prepared with Med/NP documentation

  • May need to wait – order of selection

  • Voc assessment/NP assessment

  • Community based tryout – 215 hours (non-paid)

  • Assistive technology (Jan)


State voc rehab1
State Voc Rehab be Covered)

  • On-the-job training

  • Short-term training

  • Job placement with job coach, paid co-worker as trainer

  • Other: Therapy(ies), consults, clothes, exercise club, etc. (voc justification)


Finances
Finances be Covered)

  • DSHS-GAU

  • SSI

  • SSDI

  • Emergent funds

  • Short/long term disability

  • Food stamps

  • (Salvation Army, religious org, food banks)


Social security issues
Social Security Issues be Covered)

  • SSI and SSDI

  • 9 month work trial (SSDI) and earning cap $830

  • Dollar for dollar reduction (SSI)

  • PASS plan (SSDI)

  • IWRE plan (SSI)

  • Americorps non-taxable stipend


Reducing social isolation low cost mood management
Reducing Social Isolation – Low Cost Mood Management be Covered)

  • Health club – YMCA/YWCA

  • Volunteer work

  • Support groups

  • Religious groups

  • Community groups


Securing social support
Securing Social Support be Covered)

  • Asking for help from friends / family

  • Bartering for support

  • Tapping volunteer resources (Volunteer websites, United Way, seniors, church groups)


Transportation
Transportation be Covered)

  • Bus pass

  • City/county Access programs

  • Tapping volunteer sources

  • Neighbor/community drivers


Medical treatment mental health
Medical Treatment/Mental Health be Covered)

  • Community Health

  • Clinics, etc.

  • Selective program eligibility

  • Sophistication in TBI – Very helpful in mental health treatment

  • Pastoral counseling

  • Substance abuse – Agencies / NA or AA groups


Health insurance
Health Insurance be Covered)

  • COBRA – Consolidated Omnibus Budget Reconciliation Act

  • HIPAA – Health Insurance Portability and Accountability Act

  • Individual – high deductible

  • State high risk programs

  • Basic health


Financial debt
Financial Debt be Covered)

  • Bankruptcy, Chapter 7

  • Bankruptcy, Chapter 13

  • Consolidators


Independent living housing
Independent Living/Housing be Covered)

  • Availability of day programs

  • Securing home health aides

  • Group homes

  • Availability of TBI residential programs/ neurobehavioral programs


Finding information
Finding Information be Covered)

  • Your rehabilitation team

  • State / National phone lines / websites

    • National Brain Injury Association and affiliates, Epilepsy Foundation – Career Support Center, Job Accommodation Network (JAN), etc.

  • Your city librarian


ad