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GETTING MARRIED

GETTING MARRIED . PRESENTED BY DR. AA NEIDERMEYER. TOPICAL CONSIDERATIONS. MARRIAGE TIMING INTEGRATION OF PERQUISITES INTEGRATION OF FINANCES CO-PLANNING OF INVESTMENTS ESTATE CONSIDERATIONS PRENUPTIALS DOMESTIC PARTNERS W/0 MARRIAGE. TIMING OF THE MARRIAGE. SHIFTING TAX BURDENS

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GETTING MARRIED

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  1. GETTING MARRIED PRESENTED BY DR. AA NEIDERMEYER

  2. TOPICAL CONSIDERATIONS • MARRIAGE TIMING • INTEGRATION OF PERQUISITES • INTEGRATION OF FINANCES • CO-PLANNING OF INVESTMENTS • ESTATE CONSIDERATIONS • PRENUPTIALS • DOMESTIC PARTNERS W/0 MARRIAGE

  3. TIMING OF THE MARRIAGE • SHIFTING TAX BURDENS • UTILIZATION OF LOSSES • CAPITAL • BUSINESS LOSSES • PASSIVE ACTIVITY LOSSES

  4. PERQUISITES • DUPLICATION/SUBSTITUTION OR ELIMINATION • INSURANCE COVERAGES • FLEXIBLE SPENDING ACCOUNTS • 401 (K) ACCOUNTS • AVAILABILITY OF EMPLOYER MATCHES • OPTIONS FOR INVESTMENT & RETURNS

  5. INTEGRATION OF FINANCES • GOAL SETTING • SHORT • INTERMEDIATE • LONG-TERM

  6. FINANCES CONTINUED • PAYMENT OF HOUSEHOLD BILLS • AUTOMATIC DEBIT PLANS • COMPUTERIZED BILL PAYING • HAND-WRITING OF CHECKS • CREDIT CARDS

  7. FINANCING CONTINUED • BUDGET MANAGEMENT • FORMULATION • MONITORING • ALTERATIONS

  8. ESTABLISHMENT OF A SAVINGS PLAN • SIGN-ON AGREEMENT • PER-MONTH • LONG-TERM PROJECT • CONTINGENCY FUND • OTHER NEEDS: E.G. RETIREMENT

  9. CO-INVESTING • CASH-FLOW ANALYSIS • ESTABLISH GOALS: • HOME IMPROVEMENTS • CHILDREN • VACATION • QUANTIFY TIMEFRAME FOR THE ABOVE

  10. ESTATE CONSIDERATIONS • DURABLE POWERS OF ATTORNEY AND LIVING WILLS • WILLS • GUARDIAN AND BENEFICIARY DESIGNATIONS • TRUSTS • ?? OVERUSE OF JOINT TENANCY

  11. PRENUPTIALS • INTENT OF THE RELATIONSHIP? • WHO PAYS? • WHO GETS? • ARRANGEMENTS FOR ANY INVOLVED PARTIES IF TERMINATION OCCURS?

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