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IP Enrollment Process. Insure Oklahoma vs. SoonerCare. IO is a limited benefit package. Applicants are responsible for a monthly premium. Premiums range from $0 - $119.62. Applicants must pay their co-pays to receive services. IO does not cover children.

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Insure oklahoma vs soonercare
Insure Oklahoma vs. SoonerCare

  • IO is a limited benefit package.

  • Applicants are responsible for a monthly premium. Premiums range from $0 - $119.62.

  • Applicants must pay their co-pays to receive services.

  • IO does not cover children.

  • Cannot be enrolled in any other state program. (Medicaid, SoonerCare, Family Planning, BCC)

  • Coverage is not immediate. (45 – 60 days from application date)


Participation agreement
Participation Agreement:

The Participation Agreement page is required. Please be sure applicants read this carefully and fully understand what they are agreeing to, check the I Agree button and Submit.


Determine Application Type

  • Applicants working for a qualifying employer who does participate in Insure Oklahoma.

  • Self-employed applicant.

  • Applicants applying as disabled with a Ticket-to-Work.

  • Applicants applying as unemployed and receiving/approved for unemployment benefits.

  • Full time college students.



Applicants working for a qualifying non participating employer1
Applicants working for a qualifying non-participating employer

  • Proof of income is usually taxes, pay-stub or a W-2.

  • Spouse may be approved for benefits if he or she:

    • Is not employed,

    • works full-time for an employer that would qualify but is not participating

    • part-time, employed by any size employer.

  • All household members must be listed.

  • All household income must be reported when applicable.



Self employed
Self Employed employer

  • Proof of income is usually the 1040 tax return that includes one or more of the following:

    • Schedule C,

    • Schedule E. (rents, royalties, etc.),

    • Schedule F( farming),

    • K1 (from S-Corp, and partnerships),

  • Spouse may be approved for benefits if he or she:

    • is not employed,

    • works full-time for an employer that would qualify but is not participating

    • is part-time employed by any size employer.

  • All household members must be listed.

  • All household income must be reported when applicable.



Applicants applying as disabled with a ticket to work1
Applicants applying as disabled with a Ticket-to-Work employer.

  • The applicant is applying as disabled with a Ticket-to-Work.

  • Proof of income is usually a Pay-Stub or a W-2.

  • Spouse cannot be approved for benefits.

  • All household members must be listed.

  • All household income must be reported when applicable.



Applicants applying as unemployed and receiving approved for unemployment benefits1
Applicants applying as unemployed and receiving/approved for unemployment benefits

  • Proof of income is usually a “Monetary Determination of Unemployment Benefits” letter from the OESC. Use the weekly benefit amount listed on the letter.

  • Spouse may be approved for benefits if he or she:

    • is not employed,

    • works full-time for an employer that would qualify but is not participating

    • is part-time employed by any size employer.

  • All household members must be listed.

  • All household income must be reported when applicable.



Applicants applying as an independent college student1
Applicants applying as an independent college student. unemployment benefits

  • The applicant must be:

    • an undergraduate between the ages of 19 and 22

    • enrolled in a minimum of 12 credit hours

    • the income of the applicants’ parents is not on their most recentFree Application for Federal Student Aid (FAFSA). A copy of the most recent FAFSA is required to complete the approval process.

  • The applicant may work for any size employer, full or part-time or not work.

  • Spouse cannot be approved for benefits.

  • All household members must be listed.

  • All household income must be reported when applicable.




Applicant citizenship information page 3 of 8 see the proof of citizenship document
Applicant Citizenship Information (page 3 of 8) unemployment benefitsSee the Proof of citizenship document.




Applicant employment information
Applicant Employment Information unemployment benefits

  • Provide applicant’s employment information.

  • FEIN is required. This number is found on W-2 or 1099.

  • If self employed use their SSN.

  • Include wages.

  • If the applicant has more than one type of employment, click “add another employer”




Pcp s
PCP’s following screen.

  • The Insure Oklahoma Individual plan requires persons applying for benefits to choose 3 PCPs and list them on the application.

  • Add PCP ID if chosen already or click “Search for Primary Care Provider”. Define your search.




Applicant other income information page 6 of 8
Applicant Other Income Information (page 6 of 8) following screen.

If you have other types of income click add income. To see the types income to include see the “Income Fact Sheet”


Add household member information page 8 of 8
Add Household Member Information (page 8 of 8) following screen.

Clicking add household member brings up the following





Individual plan what to expect next
Individual Plan: reviewed and editedWhat to Expect Next

  • After completing application online you will see a status page:

    • Denied

    • Pre-approved

  • If pre-approved a letter will be received. Immediately send required documents:

    • Taxes, all schedules/pages

    • Paystubs

    • W2’s, 1099’s

    • Letter from OESC (Oklahoma Employment Securities Commission) explaining unemployment benefits (monetary determination letter)

    • Ticket to work certificate for working disabled- Social Security documentation

    • College students – FAFSA

  • A letter will be sent for citizenship and identity documentation:

    • See Proof of U.S. Citizenship & Identity list for acceptable documentation

  • All documentation should be sent to:

    Insure Tulsa

    4545 N Lincoln Blvd. Ste 124

    Oklahoma City, OK 73105


Individual plan what to expect next cont
Individual Plan: reviewed and editedWhat to Expect Next (cont.)

  • Monthly Premiums

    • Most applicants will be responsible for a monthly premium. Invoices are mailed monthly.

    • The first letter will contain 2 invoices for the first two (2) months of premiums.

      • The invoices state the due date. This is always the 5th of the month preceding eligibility start date.

    • Subsequent payments will always be due by the 5th of the month prior to the benefit month. Payments must be received by the 5th, not post dated.

      • Late payments are not accepted and will result in application being terminated.

      • To resume coverage applicant must go through the application process again.

  • Welcome Packet

    • ID card, Member hand book, OOP form and TPL forms will be received approximately one (1) week prior to eligibility start date.


IP premiums range on a sliding scale between $0 and $119.62. See the chart below for maximum premium amounts.


Insure oklahoma income guidelines
Insure Oklahoma See the chart below for maximum premium amounts.Income Guidelines


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