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Accident Insurance- Buy Bharti AXA personal accident insurance policy covers lump-sum benefit against accidental death, permanent or partial disablement and more. Get Now!
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Introduction • Personal Accident policy is a cover meant for compensation in case of an accident causing injury & death to a person. • Insurers pay compensation for death, permanent total disablement, partial disablement like loss of finger etc and temporary total disablement like fractures. • A personal accident policy gives financial relief to insured people.
Types of Accident Insurance • Temporary disability • Permanent disability • Accidental death
Temporary disability • A weekly compensation is paid by the Insurance Company for the entire period of the disability. The payment is made only for a maximum period of 52 weeks. If you are the only earning member of the family this payment can prove invaluable.
Permanent disability • You are eligible for the entire insured sum in the event of a permanent total disability. A certain pre-decided percentage of the sum is provided by the Insurance Company.
Accidental death • In event of death, the entire sum insured in paid to the nominees of the insured person. In order to be eligible, death should happen within a specific period from the accident.
