Join Today and Start Saving!

1. Join Today and Start Saving! (Rev: 10-10-07)

2. Guaranteed Acceptance! • AmeriValuePlan is a valuable insurance supplement for people who have health insurance or a healthcare program • It provides dental insurance, vision insurance, disability income and MORE! • At an affordable monthly price • Include your entire family for less than $3/day

3. Health Savings…Consumer Savings ...Business Savings • AmeriValuePlan is provided through membership in America’s Health Care Consumer Association (AHCCA). • Members receive a wide range of non-insurance discounts and services • AmeriValuePlan members also are automatically covered under group insurance policies issued to AHCCA. Some programs also include memberships in other similar associations that provide benefits to consumers.

4. Automatic Benefits • Dental Insurance • Vision Insurance • Emergency Rescue • Accident Medical • Critical Illness • Accidental Death & Dismemberment • Accident Disability Income

5. Health & Wellness Savings • GymAmerica • Interactive, personalized diet and exercise program • Vitamins & Nutritional Supplements • Discount pricing, sent to you by Priority Mail • Medical Info Card • Wallet card with vital info for emergencies • Online Health Survey • 50% discount to assess and maintain health These discounts are not insurance and may not be available in all states.

6. Consumer Savings • Discount Cybermall Shopping • Over 150 stores and e-tailers • Hotel Discounts • Save up to 70% on hotels, motels, condos, airfare, cruises • Car Rental Discounts • Alamo, Hertz, Avis and National • Floral Discounts • 40%-60% savings. Send anywhere in N. America These discounts are not insurance and may not be available in all states.

7. Consumer Savings • Magazine Discounts • Up to 85% off regular subscription rates • Global Long Distance • Low per-minute state-to-state rates • Moving Discounts • Professional relocation services These discounts are not insurance and may not be available in all states.

8. Business Savings • Office Supplies • Save up to 80% off list price • Customized Websites • 20% discount • Internet Access • Low monthly fee • Office Equipment Financing • Immediate financing and rebates on leased equipment These discounts are not insurance and may not be available in all states.

9. Business Savings • Payroll Processing • Discounts on state-of-the-art systems • File Systems • 15% savings • Background Reports • 15% savings on pre-employment reports and other investigative services These discounts are not insurance and may not be available in all states.

10. Automatic Insured Benefits • AmeriValuePlan members are automatically covered under group insurance policies issued to AHCCA.Some programs also include memberships in other similar associations that provide benefits to consumers. • These insured benefits are underwritten by licensed, national insurance companies and are subject to exclusions, limitations and terms and conditions of coverage as set forth in the insurance certificates provided in the membership materials and the policy issued to the association.

11. Automatic Insured Benefits • Dental Insurance • IMMEDIATE BENEFITS • Up to $1,000 per year benefit per covered person • Scheduled benefit coverage for routine exams, cleanings, x-rays and other services, including network savings for most procedures • No waiting periods on Preventive and Basic services, 6 month waiting period on Major Services • Includes access to national dental network with more than 60,000 participating dentists

12. Automatic Insured Benefits • Accident Medical Insurance • Up to $5,000 per occurrence (after a $100 deductible) • Medical Services means the costs for medically necessary treatment by a physician or dentist; hospital room and board; dental work to sound natural teeth; drugs; medicines; diagnostic tests and x-rays; treatment performed by licensed medical professionals; or rental of durable medical equipment • Benefits payable reduced by any amount(s) payable by other coverage(s) (Not available to residents of NY, OR and WA)

13. Automatic Insured Benefits • Accidental Death & Dismemberment Insurance • Up to $10,000 • Covered 24 hours a day, everywhere you go • Valid for all covered persons (Not available to residents of NY, OR and WA)

14. Automatic Insured Benefits • Accident Disability Income Insurance • $1,000 per month • Benefits payable for up to 12 months for disability due to accident, after a 90 day waiting period • Valid for Primary member and spouse, if applicable (Not available to residents of CT, OR and WA)

15. Automatic Insured Benefits • Critical Illness Coverage • $2,500 • Pays a lump sum if diagnosed with a specified life threatening critical illness, including: • Cancer • Heart attack • Kidney failure • Stroke • Coma • Primary member and spouse, if applicable (Not available to residents of OR and WA)

16. Automatic Insured Benefits • Vision Insurance • Free annual exam per covered person at network provider • Up to $47 benefit payment on periodic exam at any non-network provider • Includes other savings at network providers: • Up to 25% savings on laser vision surgery • Up to 20% savings on frames, lenses, and coating • Up to 15% savings on contact lenses • Savings will vary by provider and are based on usual fees and are applicable at participating network providers only. Applicable when patient is eligible for participating network eye exam.

17. Automatic Insured Benefits • Emergency Rescue Plan • Emergency medical transportation by helicopter • Up to $4,000 per occurrence • Worldwide coverage (Not available to residents of FL)

18. Guaranteed Acceptance! • AmeriValuePlan…all these benefits and features for only: • $59.00/month--Individual   • $79.00/month—Family

19. Guaranteed Acceptance! • Sign up today for AmeriValuePlan! • It only takes a few minutes. • It’s quick • It’s easy • It’s valuable to your whole family  

20. This presentation is a brief description of the AmeriValuePlan programs. For more information, contact your representative, or visit our website at www.amerivalueplan.com. • Refund Policy: If you are not satisfied with your membership, you may cancel and receive a refund within 30 days of your effective date of enrollment, by submitting a written request to AmeriValuePlan through our website or by contacting your representative. • AmeriValuePlan representatives receive compensation for promoting this benefit package and for selling memberships in the association.