Healthcare Issues for Businesses Indiana Advanced Aerospace Manufacturing Alliance December 5, 2008 Over 45 million Americans – including 8 million children – lack health insurance. Eighty percent of the uninsured are in working families. Census Bureau, August 2008
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Healthcare Issues for Businesses
Indiana Advanced Aerospace Manufacturing Alliance
December 5, 2008
Over 45 million Americans – including 8 million children – lack health insurance. Eighty percent of the uninsured are in working families.
Census Bureau, August 2008
Kaiser Family Foundation, The Uninsured: A Primer 2006.
Skyrocketing healthcare costs are making it increasingly difficult for employers, particularly small businesses, to provide health insurance to their employees.
Economic toll of being uninsured:
Davis, The Costs and Consequences of Being Uninsured, Medical Care Research and Review. 60(2):2003.
Health insurance premiums have doubled in the last 8 years, rising 3.7 times faster than wages in the same time period.
Kaiser Family Foundation and Health Research and Educational Trust. (2008). Employer Health Benefits 2008
Employers who offer employee health benefits are substantially subsidizing the healthcare delivery system.
For most employers, healthcare expenses are the least well understood component of their operating costs.
National Health Insurance Exchange
Reduction of Uninsured
Ground rules may change substantially.
What’s the best course of action?
What provides best marginal cost change for employer?
What provides best option for employees?
What provides best community option?
Regenstrief Center for Healthcare Engineering