REGULATION B - PowerPoint PPT Presentation

REGULATION B

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REGULATION B. Enacted in 1974Requires creditors to base lending decisions on neutral credit factorsBorrower's ability to repay a debtBorrower's willingness to repay a debt. REGULATION B. Cannot Discriminate based on:SexMarital StatusChildbearing intentionsPart-time incomeReceipt of alimony, child support, or separate maintenance payments.

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REGULATION B

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