1 / 18

“THE ONLY REAL CREDIT SOLUTION!”

“THE ONLY REAL CREDIT SOLUTION!”. ESTABLISHMENT. RCS was established by a team of experts in conjunction with a panel of Attorneys and Advocates. AIM AND SCOPE.

jerica
Download Presentation

“THE ONLY REAL CREDIT SOLUTION!”

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. “THE ONLY REAL CREDIT SOLUTION!”

  2. ESTABLISHMENT RCS was established by a team of experts in conjunction with a panel of Attorneys and Advocates

  3. AIM AND SCOPE RCS intends to improve and upgrade an individuals credit profile as held by various financial institutions such as banks or credit bureaus

  4. CREDIT PROFILE The Client Credit Profile is a summary of an individual’s Credit History.  • It consists of a list of Credit Transactions done by an individual at the various Financial Institutions.  • It reflects bad and – or no payments made by an individual, and is categorized by Judgments Defaults, Adverse, etc.

  5. CREDIT STATUS An individual’s credit status is determined by his/her credit profile. Therefore, by improving the credit profile of an individual, his / her credit status will automatically be improved.

  6. DISADVANTAGES OF A BAD CREDIT STATUS • Not credit worthy • Negatively affects human dignity, causes embarrassment which may lead to an inferiority complex 3. Causes stress and anxiety due to the fact that financial obligations cannot be fulfilled 4. Creates conflict at home and work 5. Causes ill health 6. Feelings of Restlessness • Little growth (business; dependant on external help etc.)

  7. ADVANTAGES OF A GOOD CREDIT STATUS • Credit Worthiness 2. Healthy self esteem • Relaxed and stress free since financial obligations can be fulfilled and you may qualify for credit 4. Excellent home & work environment 5. Good Health 6. Contentment • Credit worthiness creates financial freedom for basic financial responsibilities for example opening a bank account, vehicle finance, school fees and ultimately buying your own home, etc.

  8. DISADVANTAGES OF A BAD CREDIT STATUS TO YOUR EMPLOYER • High working expenses • Unproductive employees • Negative work environment • Lack of concentration will cause damage to equipment and injuries to himself or other employees • Loss of production • Could have a negative influence on co - workers • Absent without leave from the work place • Additional costs to employer: helping employee to pay legal fee’s; help employee to pay off debt; employing additional staff

  9. ADVANTAGES OF A GOOD CREDIT STATUS TO YOUR EMPLOYER • The whole administrative burden associated with garnishee and emolument orders are avoided • The productivity of employees is supported in that absenteeism, because financial problems of members is reduced • Employees have a positive outlook on the future. • Teambuilding is a positive outflow of a healthy credit status. • Employees can concentrate on their work • Will have a positive effect on co-workers • Employees are present at work at all times • No additional costs, to the employer (e.g. to hire temporary employment or pay unnecessary overtime salaries)

  10. ADDITIONAL & OTHER SERVICES Total, value added, solutions:This includes services available in the basket of individual needs to create a total end-to-end solution. Brokers Legal & Law Heyns Attorneys Legal & Law Info Wills Division(Specializing only in Wills) Finco

  11. ADDITIONAL & OTHER SERVICES … Brokers Legal & Law • Life & disability Insurance • Retirement Planning • Investment Advise • Estate Planning

  12. ADDITIONAL & OTHER SERVICES … Legal & Law Info • Registrar of Deeds • Companies & Closed Corporations • Master of the Supreme Court • Government Printer • Department of Internal Affairs • Local Authorities & Other

  13. ADDITIONAL & OTHER SERVICES … Heyns Attorneys • Removal of Black listings • Civil Litigation • Financial Rehabilitation • Sequestrations

  14. ADDITIONAL & OTHER SERVICES … Wills Division

  15. ADDITIONAL & OTHER SERVICES … Finco

  16. ADDITIONAL & OTHER SERVICES … Brokers Legal & Law • Life & disability Insurance • Retirement Planning • Investment Advise • Estate Planning Heyns Attorneys • Removal of Black listings • Civil Litigation • Financial Rehabilitation • Sequestrations Legal & Law Info • Registrar of Deeds • Companies & Closed Corporations • Master of the Supreme Court • Government Printer • Department of Internal Affairs • Local Authorities & Other Wills Division Finco

  17. CONCLUSION We trust you see the value in our proposal and would be delighted to partner you in improving the delivery of value added services to your employees or members Please do not hesitate to contact us should you require any further information on: Tel: (012) 344-4601 (012) 344-4713 Fax: (012) 344-4685 E-mail: realcs@icon.co.za

  18. Please allow us to: Improve your Credit Status REMEMBER We are your only REAL CREDIT SOLUTION

More Related