Benefits Plus

1. Benefits Plus For Employees

2. What is Benefits Plus? Benefits Plus is designed to enhance your Employee Benefits package by receiving home, auto, renters and liability insurance at discounted group rates. After your employer provides the insurer with basic demographic information about the company, insurer is able to pre-underwrite the group and grant you access to rates not available to the general public. Purchasing insurance through a group program facilitates buying power for the group which results in discounted insurance premiums for individuals. Each employee will have access to discounted premiums but the actual policy will be individually underwritten.

3. What’s in it for me? • Voluntary participation – Open enrollment • Group discounts • Free insurance consultation/audit by a licensed agent • Easy quotes – in person, phone, fax or email • Convenient payment options • 24/7/365 claims service • Additional discounted coverages include: Watercraft, recreational vehicle, identity theft and personal umbrella liability

4. Frequently Asked… • Q: Do I have to make a “down payment” to start my Benefits Plus policy? • A: No. Carriers offer a variety of different payment plans including monthly payments by mail. In addition, your premium can be paid by credit/debit card or EFT (Electronic Funds Transfer) • Q: I want personalized service. Will I get that kind of service with the Benefits Plus program? • A: Absolutely. Even though Benefits Plus is marketed on a “group” basis, you will not be lost in the crowd. Your Benefits Plus agency offers individual consultation and is eager to serve you. • Q: Are Benefits Plus policies as good as my present Auto & Home Insurance? • A: Carrier’s policies use the standardized policy wording that most other companies use. Also, policies are filed and approved by the State Insurance Department. Most policies can duplicate or improve upon your present coverage. As some of the largest insurance companies in America, the carriers offer a wide variety of services and tremendous financial strength.

5. Frequently Asked… • Q: What Type of claim service will I get? • A: The carriers take great pride in providing prompt, efficient and fair claim service. Their network of approved repair facilities will provide a written guarantee that you will be satisfied with the repair. Many of the carriers also have the fleet of response vehicles to service you in the event of a claim. • Q: Will a Benefits Plus Homeowner, Tenant, Condo policy cover my jewelry? • A: Homeowner, Personal Articles Floaters, Tenant and Condo policies provide a variety of jewelry protection options. Please discuss your situation with your Benefits Plus agent. We can tailor your policy to meet your express needs. • Q: Who is eligible for the Benefits Plus Program? • A: Benefits Plus is available to all employees, volunteers, and retirees that the company wishes to include. • Q: What happens to my Benefits Plus coverage when I change employers or retire? • A: The policy and coverage is completely portable. Coverage remains in effect with n o change.

6. What do I Need? • Copy of Driver’s License • Copy of Auto Registration • Copy of Current Declarations Pages (Home and Auto) • Social Security Number • Your contact information

7. For more information or to request a quote…Contact: • Pacific Benefit Planners • Call : 541-341-3478 • Fax : 541-341-1354 • Call and start your quote process!