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Investor Funding Alternatives, LLC

Investor Funding Alternatives, LLC. “Transactional Funding” For Real Estate Investors Summary. The Real Estate Market. Foreclosures: - 861,000 homes lost to Foreclosure in 2008. - Record 800k filed 1 st Qtr. 2009 .

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Investor Funding Alternatives, LLC

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  1. Investor Funding Alternatives, LLC “Transactional Funding” For Real Estate InvestorsSummary

  2. The Real Estate Market • Foreclosures: - 861,000 homes lost to Foreclosure in 2008. - Record 800k filed 1st Qtr. 2009. - Foreclosures Lost 2009 – 1,000,000, 2010 – 1,050,000, 2011 Est. 980,000 - More to Come? – YES – More than in 2011. - 9-10% of ALL mortgages behind on payments (Unchanged) - Option ARM Loan Adjustments - $11B/mo. By Fall 2011) $29B recast in 2009, $67B in 2010, Ave. Payment Increase 63% - 24-27% of all homes are “under water” (Value versus Debt). - Unemployment: 26 yr. high 10.0% - Now Around 9%. Recovery? – Not without jobs! BAD NEWS above means OPPORTUNITY for you! • Short Sales: More RE Investors are actively pursuing • Bank REO’s: Banks taking discounts • My Estimated Market Timeline: • Foreclosures near/above current level: 12-24 months (2nd Wave?) • Values begin stabilizing (very regional): 18-36 months

  3. What Do We Have? • The Perfect Storm Leading to Real Estate Opportunities!!

  4. Upcoming Waves of Foreclosures Potentially LARGER Foreclosure waves Mid 2010 and Mid-Late 2011

  5. The Next Big Wave

  6. Your Opportunity • Not since the RTC in the early 1990’s have investors had such an opportunity (Most of us could not participate – mostly commercial properties and large cash needed) • Great opportunity NOW to “Flip” for CASH: • Short Sales, REO, Pre-foreclosure, Foreclosure • What to Do? • Get Educated!! • TAKE ACTION: Find Buyers, Find Motivated Sellers, MAKE OFFERS

  7. The Business of Flipping • Real Estate Investors contract to purchase and to resale property. • Investors need funding for the Purchase: Timeframe:Funding Options: • Rehab = Private Lender/Hard Money • Same Day Resale = “Transactional Funding” • 1-35 days Resale =Extended Transactional Funding

  8. The Purchase & Resale Transaction PURCHASE SALE A B B C Seller Investor Investor Buyer If purchased AND Sold Same Day = “Transactional Funding”. If required to hold up to 35 days before resale = Extended Transactional Funding.

  9. The Old WaySimultaneous “Dry” Closing PURCHASE SALE A B B C Seller Investor Investor Buyer Buyer “C” $$$ used to close the Purchase from A to B (No $$ from “B” Wholesaler) (We can no longer “Float” Funds from “C”)

  10. The New Way“Back-to-Back”/Separate “Wet” Closings PURCHASE SALE A B B C Seller Investor Investor Buyer “Transactional Funding” Buyers Funds or Loan

  11. The Current Reality • Changes: by Banks, Title, and State Law No more “Dry Closings” without Wholesaler $$$ to complete the Purchase and Banks require Proof Of Funds submitted with offers. • Now Requires “Wet Closings”: • Shortsales • Many REO’s • Other Wholesale deals – Avoids Assignment Fee Issues • We provide a legal way for you as a Wholesaler to complete a same day or extended term Purchase and Resale.

  12. The Solution to the New Way Investor Funding Alternatives, LLC www.InvestorFundingSite.com 720-291-9100

  13. What is “Transactional Funding”? • A 100% “liquidity” Purchase “Funding”. It is not a traditional Loan – it is “Providing Equity Capital”. • NO QUALIFYING – No Credit or Income for same-day deals. • Conditioned on the same-day “B” to “C” Sale “Transaction” closing, or a fully approved buyer for Extended Transactional Funding. • Also know as “Flash Cash”, Dough for a Day, or Flip Funding. • Much less expensive than “Hard Money”. • The Legal Way to accomplish Wholesale “Flips”. • Another “Tool” in your belt.

  14. Qualifying • NO Down Payment-100% LTV (including Closing Costs) • NO Credit Check for same-day transactions • Poor Credit/BK/Foreclosure - OK • NO Financials You Provide Only: • Purchase and Sale Contracts and Title • Your Business Entity evidence (Must be an Entity) (LLC, Trust, Corp, Partnership, LP) • End-Buyer’s Funding – Mtg. Approval or Cash

  15. Investor Funding Alternatives • SERVICE First – To Build Relationships! • Fast Commitments & Funding • Our Title or yours (no Fee increase for yours) (Purchase and Sale to be at same Title Co.) • Lowest Funding Fee • Low Administration Fee • Lower Minimum Fees on smaller loans • Much Lower Funding Fees above $1M • On-Line Proof of Funds Letters • On-Line Funding Request

  16. Transactional Fee Schedule NO SET-UP FEES $ 20,000 – $90,000 $1,800 Flat Fee $90,001 – $1,000,000 1.75 pts. Only $495 Application Fees to $1M $1M - $5 Million 2.75 pts. (Only Loan sizes > $90k) $5M - $10 Million 3.00 pts Proof of Funds Letter – $0.00 =MORE (Auto Generated at Website) TO YOU!!!!

  17. Exceptional Service for Transactional Funding Investor Funding Alternatives, LLC www.InvestorFundingSite.com Ted Akers 720-291-9100

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