AGENDA . Welcome (Hugh Hacking, Old Mutual)Noting of 2005 AGM minutes Chairman\'s Report (Chris Liddle - Chairperson Management Board of Trustee)Report back from Sub-CommitteesFinancial Overview for year ended 31 December 2005QuestionsClose. RETIREMENT INDUSTRY EVOLUTION. . Companies feared the pending liabilitiesChanges to accounting standardsLabour movements pushed for provident fundsIndividuals wanted more control.