Update on the Aging Phenomenon Steve D’Arcy Sholom Feldblum Alma Cohen. CAS Fall Meeting November 12, 2002 Boston, Massachusetts. Definition.
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Update on the Aging PhenomenonSteve D’ArcySholom FeldblumAlma Cohen
CAS Fall Meeting
November 12, 2002
A cohort of property-liability insurance policies, all written as new business at the same time, experiences a gradually improving loss ratio as the policies undergo successive renewal cycles with an insurer.
This contrasts with the select-ultimate experience pattern of life insurance.