Roth ira s
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Roth IRA’s. By: Brianna Ramos. What is Roth IRA’s?. A retirement-savings account  Created on January 1, 1998 LOW risk!. What are the Benefits?. Your money grows TAX FREE!!!

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Roth IRA’s

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Roth ira s

Roth IRA’s

By: Brianna Ramos


What is roth ira s

What is Roth IRA’s?

  • A retirement-savings account 

  • Created on January 1, 1998

  • LOW risk!


What are the benefits

What are the Benefits?

  • Your money grows TAX FREE!!!

  • You may withdraw your money anytime tax free! (although it’s supposed to be for savings, you may do what you like with no penalty)

  • You can use it to save for education or family


What are the requirements

What are the requirements?

  • Contribute regularly to a Roth IRA

  • You or your spouse must have qualifying income at least equal to the amount contributed

  • You must have earned income from a job (you can’t save more than you’ve made)

  • In 2009 the limit for contributing to the Roth was $5,000

  • Wait till retirement to withdraw the money


What type of investing can you do with this

What type of investing can you do with this?

  • You can invest in anything!

    • Stocks

    • Mutual funds

    • Bonds

    • Real Estate

      It just depends on ..

  • The size of your Roth IRA

  • The time frame for your investment

  • Other investments

  • Investing style


Other information

Other Information??

  • You may open a Roth IRA right now if you have a job!

  • Many fund companies will let you open an account and make contributions online.

  • The bigger the risk, the bigger the reward!


How did i get all this information

How did I get all this information??

  • http://www.kiplinger.com/columns/starting/archive/2006/st0309.htm

  • http://fso.cpasitesolutions.com/Premium/ts/fg/fg-Roth_IRA.html

  • http://moneycentral.msn.com/content/Savinganddebt/Savemoney/P147209.asp


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