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Prof. v k sapovadia , Finance & accounting, Indian institute of management, indore , india .

Good Cooperative Governance as a Tool to withstand Urban Coop Bank Crisis A Case Study of Rajkot Nagarik Coop Bank, India. Prof. v k sapovadia , Finance & accounting, Indian institute of management, indore , india. Flow of presentation. Objectives Cooperative banking in India

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Prof. v k sapovadia , Finance & accounting, Indian institute of management, indore , india .

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  1. Good Cooperative Governance as a Tool to withstand Urban Coop Bank CrisisA Case Study of Rajkot Nagarik Coop Bank, India Prof. v k sapovadia, Finance & accounting, Indian institute of management, indore, india.

  2. Flow of presentation • Objectives • Cooperative banking in India • Role of UCBs • RNSB- General Background • Financial indicators • Cooperative indicators • Member confidence & reasons • Cooperative Governance • Conclusion

  3. Objectives • To study and analyze critical financial & cooperative indicators of UCBs in Gujarat vis-à-vis RNSB • To investigate reasons of growth for RNSB • To scrutinize governance of RNSB in light of Cooperative Principles & Values • To study whether Good Cooperative Governance is Good Business Practice

  4. Cooperative Banking in India • Banking in India • Saving habits of Indian household • Cooperative sector in India • Genesis • Spread & Success • Cooperative Banking • Business model • Types of cooperative banks

  5. Role of UCBs • Genesis • Some numbers • No. of UCBs • Market share • Growth

  6. Rajkot Nagrik Sahkari Bank Ltd. • RNSB- Genesis & background • Members- 220,000 • Deposits of INR 6,000 million, advances of INR 4,000 million

  7. Financial indicators

  8. Cooperative indicators

  9. Reasons for member confidence • Reputation of management • Personal relations- Like a family • High value perception • Customer friendly service record • Cost efficient management

  10. Cooperative Governance

  11. Conclusion • RNSB’s survival through cooperative bank crisis • Good cooperative governance as good business practice

  12. Thank You!For further discussion,You are welcome to write at:sapovadia@iimidr.ac.in

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