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Confronting Workers’ Compensation Issues in California The California Workers’ Compensation Crisis. John Burton February 2004. Insurance Rates per $100 Payroll Oregon DCBS Data. Insurance rates (dollars). Underwriting Results – Incurred Loss Ratio NAIC Data.

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confronting workers compensation issues in california the california workers compensation crisis

Confronting Workers’ Compensation Issues in CaliforniaThe California Workers’ Compensation Crisis

John Burton

February 2004

underwriting results incurred loss ratio naic data
Underwriting Results – Incurred Loss RatioNAIC Data

Incurred losses as percent of premium

underwriting results net investment gain loss a m best data
Underwriting Results – Net Investment Gain/LossA.M. Best Data

Net investment gain as percent of premium

underwriting results overall operating ratio naic data
Underwriting Results – Overall Operating RatioNAIC Data

Expenses minus investment income as percent of premium

permanent partial disability frequency per 100 000 workers ncci wcpr data
Permanent Partial Disability: Frequencyper 100,000 WorkersNCCI/WCPR Data

PPD claims per 100,000 workers

permanent partial disability average cash benefits per claim ncci wcpr data
Permanent Partial Disability: Average Cash Benefits per ClaimNCCI/WCPR Data

Thousandsofdollars

permanent partial disability cash benefits per 100 000 workers ncci wcpr data
Permanent Partial Disability: Cash Benefitsper 100,000 WorkersNCCI/WCPR Data

Millionsofdollars

total paid benefits per 100 of wages nasi data
Total Paid Benefits per $100 of WagesNASI Data

Total benefits (cash plus medical) in dollars

medical paid benefits as percent of all benefits nasi data
Medical Paid Benefits as Percentof All BenefitsNASI Data

Medical benefits as percent of total (cash plus medical) benefits

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