GDS Asia Mobile Tools For Microfinance

1. GDS Asia Mobile Tools For Microfinance GDS Link Confidential & Proprietary

2. Increasing Field Agent Productivity • Faster Activities • Accurate Data Capture • Secure Transactions • Easy To Use

3. Android Field Agent Device Durable and Highly Functional Android Based Devices GDS Location Uses All Android Apps Highly Configurable Works Without Data Connection Wave Pay Printer Fingerprint Scan Camera Mag-Strip Reader Chip Reader

4. Fingerprint Identification • Manager • Cashier GDS Field App GDS Asia Microfinance • Customers • Field Officer Fingerprint Registration Usage • Customer Consent • Confirm Cash From Cashier • Confirm Collections • Confirm Disbursed Cash

5. Branch Sync and Internet-Free Field Work GDS Field App GDS Asia Microfinance Beginning and End of Day Routines Upload Agent Customers Upload Collections Upload Disbursements Receive Cash Update Drop-Downs Actions Taken by the Agents in the Field Collections Disburse Loan Proceeds Take New Applications Repeat Applications Update Customer Data

6. Agent Branch Interactions GDS Field App GDS Asia Microfinance Things To Do At The Branch • Download Everything You Need So No Need for Data Connection Throughout the Day • Get the Cash Needed for Disbursements • Sync Your Daily Activities at the End of the Day • Give Back the Unused and/or Collected Cash

7. Start the Day Backend (Overnight) • Beginning Day (Morning) Run Collections Strategy Consolidate Accounts for Specific Agents Calculate Disbursement and Collections Balance Consolidate Drop-Down Changes Download Agent Customers to Device Download Disbursements to Device Download Collections to Device Download Requested Appointments to Device

8. Cashier Interactions GDS Field App GDS Asia Microfinance Beginning of Day Cashier Give Agent Cash Middle or End of Day Agent Give Cash to Cashier Verified Transactions Cashier Fingerprint Cash Out/In Agent Fingerprint Cash in/Out

9. End of Day • End of Day • Backend (Real-Time) Upload Collection Activity Upload Disbursement Activity Upload Customer Data Changes Upload Loan Applications Give Cash to the Cashier Score and Upload Applications to LOS Upload Collections to Core System Upload Disbursements to Core System Upload Changes to Core System

10. Things To Do in the Field • Things To Do In The List New or Repeat Loan Applications Disbursing Loan Funds to Customers Collection Payments From Customers Refunding Savings to the Customer Checking a Customers Loan Utilization Updating Customer Data

11. Loan Applications – Data Gathering • Check boxes and drop-down menus to facilitate faster and cleaner data entry

12. Loan Applications – Pictures Capture pictures of the customer and key information Can be made mandatory

13. Loan Applications-Documents and Signing Capture Pictures of Documents Have the Customer Sign on the Screen

14. Printed Receipt With Fingerprint Print a receipt for proof of collection and disbursement. Fingerprint and loan details can be added.

15. GPS Location Services Tag and maintain the GPS location of the customer home and business Get directions to the customer home and business Verify agents are going to the locations prescribed

16. brian.hachez@gdslinkasia.com www.gdslinkasia.com