Credit – the ability to borrow money and pay it back later. Good credit means: Lenders want to loan money to you because you have a history of paying money back on time and in full. You get more money offered and lower interest rates. Good vs. Bad Credit .
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Being late with a credit card or loan payment even once your credit report is impacted and will remain on your credit report for the next 7 years.
The better your credit score the lower your interest
rate and the more money you will ultimately save.
>750 excellent credit
720-750 very good credit
660-720 Acceptable credit
620-660 uncertain credit
<620 risky credit
Companies that publish credit report worthy you are
http://www.youtube.com/watch?v=uqKJyCgOQiwGood vs. Bad Credit