You Can Have Diabetes and Still Get the Best Life Insurance Rates!
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BeamaLife compares top 100 US life insurance company to find best, cheap and most affordable term, whole and universal life insurance quotes and rates. http://www.beamalife.com

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You Can Have Diabetes and Still Get the Best Life Insurance Rates!

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Rates!

Best Life Insurance Rates!

  • You Can Have Diabetes and Still Get the Best Life Insurance Rates!

  • According to the Center for Disease Control, more than 23 million Americans have diabetes, and almost 6 million have the disease but don't know that they have it yet. In addition, there are an estimated 57 million Americans living with "pre diabetes," which leads to an increased risk of developing Type 2 diabetes.

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Rates!

Best Life Insurance Rates!

  • But living with diabetes does not have to mean living without life insurance. Here are some things that you should know if you – or a loved one – have been diagnosed with diabetes.

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Rates!

Best Life Insurance Rates!

  • Control Is The Key

  • Having your diabetes under control is the most important factor in determining your ability to find affordable life insurance. Seeing your doctor regularly, taking your medications as prescribed, and keeping track of your vital statistics will take you a long way towards getting the coverage you want at a price that's a lot less than you'd expect to pay.

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Rates!

Best Life Insurance Rates!

  • What Life Insurance Companies Look For?

  • There are three main things that a life insurance company will look at in reviewing your medical history. The first is your Hemoglobin A1C. The second is your height and weight. And the third is your age when you were first diagnosed. A good A1C level tells and insurance underwriter that your diabetes is being controlled well.

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Rates!

Best Life Insurance Rates!

  • Your height and weight also let an underwriter know that you're doing your best with fitness and nutrition to keep your diabetes in check. And the older you were when diagnosed, the better .

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Rates!

Best Life Insurance Rates!

  • Type 1 and Type 2 Diabetes

  • Most often, patients with Type 1 Diabetes have a hard time finding medically underwritten diabetic life insurance. Premiums for such persons usually fall within the "substandard" and "high substandard" classes. Fortunately, only 5% of all diabetes sufferers have Type 1.

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Rates!

Best Life Insurance Rates!

  • The other 95% - those with Type 2 diabetes – are fortunate that their conditions can be treated with diet and exercise, oral medications and insulin. Insurance companies, instead of focusing on the disease, focus on how well an individual is responding to treatment. Having a life insurance policy issued "standard" or even "standard plus" is not uncommon for those with Type 2 diabetes.

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Rates!

Best Life Insurance Rates!

  • A Niche Market For Some Insurers

  • While nearly all life insurance companies will accept diabetics at different stages of their disease, some life insurance companies actually specialize in providing coverage for diabetics. And within those companies, some offer far more competitive rates to younger diabetics, while others offer more competitive rates to older diabetics.

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Rates!

Best Life Insurance Rates!

  • It pays to work with a BeamaLife's experienced life insurance specialists to find the best coverage at the most affordable premiums for your security and protection needs.

  • How Long Have You Been Diabetic?

  • If you've recently been diagnosed with diabetes, don't be discouraged.

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Rates!

Best Life Insurance Rates!

  • Some life insurance companies might not approve you for coverage immediately if you try on your own, but call (877) 972-3262 to speak with one of the life insurance specialist to develop appropriate strategy with right treatment, making you much more likely to be approved for coverage.

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Rates!

Best Life Insurance Rates!

  • At BeamaLife we're experts in helping diabetics just like you to secure a future for your loved ones by finding and buying the life insurance protection that you need. Complete your life insurance quote request now. It's easy!

www.BeamaLife.com | 1-866-972-3262


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You Can Have Diabetes and Still Get the Best Life Insurance Rates!

www.BeamaLife.com | 1-866-972-3262


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