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What Are Fixed Annuities PowerPoint PPT Presentation

BeamaLife compares top 100 US life insurance company to find best, cheap and most affordable term, whole and universal life insurance quotes and rates. http://www.beamalife.com

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What Are Fixed Annuities

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What Are Fixed Annuities?

www.BeamaLife.com | 1-866-972-3262


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What Are Fixed Annuities?

  • What Are Fixed Annuities?

  • Fixed annuity or deferred fixed annuities are some of the most popular financial products issued by insurance companies. One of the main attractions of these particular investments is the fact that interest grows without tax implications during the growth phase of the annuity.

www.BeamaLife.com | 1-866-972-3262


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What Are Fixed Annuities?

  • Fixed annuities grow at a guaranteed rate of interest during the early stage of the contract (e.g., the first three years, or five years, or seven years). Once the initial stage ends, a new interest rate is established. The fact that fixed annuities have guaranteed principal and interest make them much like the Certificates of Deposit (CD) that banks sell.

www.BeamaLife.com | 1-866-972-3262


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What Are Fixed Annuities?

  • Because insurance companies issue fixed annuities, and the growth of the account is tax-deferred, investors or account holders can choose when to pay taxes on the interest earned inside the annuity. By waiting until the annuity reaches maturity, taxes are paid at the income tax rate that corresponds to an investor's current income, which may be much lower than during the investor's working years.

www.BeamaLife.com | 1-866-972-3262


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What Are Fixed Annuities?

  • Deferred fixed annuity is a long term, retirement savings vehicle and withdrawals made before an investor or account holders reaches age 59 ½ may require, in addition to taxes, a 10% penalty.

www.BeamaLife.com | 1-866-972-3262


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What Are Fixed Annuities?

  • Wondering if a fixed annuity is the tool you need to create an income stream that will last for the rest of your life? Please call (866) 972-3262 to speak with a retirement specialist or complete your personalized fixed annuity proposal with the best annuity interest rate. BeamaLife is appointed broker with more than top 100 life insurance companies and develop a technology & system to find a best possible interest for our clients. Please call or click now.

www.BeamaLife.com | 1-866-972-3262


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What Are Fixed Annuities?

www.BeamaLife.com | 1-866-972-3262


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