Debt management
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Debt management - PowerPoint PPT Presentation

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Gemstone Financial Management Specialists in debt management sols, consolidation, solutions, help and bankruptcy advice. Call Now 0800 112 4310. For more Information visit : : Gemstone Financial Management Ltd, One Cranmore, Cranmore Drive, Shirley, Solihull, B90 4RZ/nCall us at : 0844 573 1520, 0844 573 1525

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Loans are often not the 'right' solution for people experiencing financial difficulty, and Debt Management can offer many of the benefits of a loan but without some of the less desirable elements, such as compounded interest (interest on interest).

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A experiencing financial difficulty, and Debt Management Plan with Gemstone will provide you with the benefit of one single monthly payment for all of your unsecured debts.

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Due to a DMP being at a level that the customer can afford, it will usually result in a lengthening of the repayment period and possibly increase the total sum to be repaid.

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You should also note that any delay in payments to creditors, such as when paying our Plan setup fee can result in your accounts going further into arrears.

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For customers who pay into their Debt Management Plan regularly, we have a good record of gaining concessions from creditors such as suspension or reduction of interest.

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and relief from further charges, though creditors are under no obligation to do this and may impose further charges.

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Should your DMP run for longer than originally projected, for instance due to debt levels being higher than expected or a change in your circumstances, you will of course incur further monthly DMP fees.

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At Gemstone, we employ credit professionals and trained advisers whose aim is to help you become debt free.

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All advisers whose aim is to help you become debt free.Debt Management Plan customers will have a personal Account Manager who will handle their case for them.

For more Information visit :

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THANKS advisers whose aim is to help you become debt free.