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Bargaining Health Insurance

2. Section 19 Coalition Bargaining. The Law: Mass General Laws Chapter 32B Section 19Allows a city/town to negotiate with all of the town unions at one bargaining table over the issue of health insurance.. 3. Section 19: Coalition Bargaining. Coalition with union rep from each collective ba

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Bargaining Health Insurance

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    1. Bargaining Health Insurance A Union Overview of the Section 19, PEC, GIC Option September 23, 2009

    2. 2 Section 19 Coalition Bargaining The Law: Mass General Laws Chapter 32B Section 19 Allows a city/town to negotiate with all of the town unions at one bargaining table over the issue of health insurance.

    3. 3 Section 19: Coalition Bargaining Coalition with union rep from each collective bargaining unit and a retiree Retiree has 10% vote Remaining 90% vote weighted based on number of union employees eligible for health insurance

    4. 4 Section 19: Coalition Bargaining

    5. 5 Section 19: Coalition Bargaining 70% weighted vote approval needed for any agreement Agreements are binding on all active and retired employees Premium contribution percentages must be the same for all subscribers within each plan GIC Agreement must be ratified and submitted by December 1

    6. 6 Sample PEC Voting Structure

    7. 7 The Group Insurance Commission (GIC) What is the GIC? A state commission that purchases health insurance for approx. 300,000 mostly state employees and state retirees. The Commission: * 13 members appointed by Governor. * 5 of the members are labor reps recommended by unions.

    8. 8 The Group Insurance Commission (GIC) GIC Plan Options HMO: Fallon; Health New England; Neighborhood Health Plan PPO*: Harvard Pilgrim; Tufts Indemnity: Commonwealth Indemnity UniCare * Most municipal employees in Blue Cross, Harvard Pilgrim or Tufts HMO plans select a GIC PPO plan

    9. 9 The Group Insurance Commission (GIC) Premium Savings Municipal GIC Network Blue Harvard Pilgrim Difference Total: $ 20,964 $15,285 $ 5,679 Employee 20% $ 4,193 $ 3,057 $ 1,136

    10. Sample GIC FY 10 Plan Design

    11. 11 The GIC Option

    12. 12 Section 19 Coalition Bargaining How would Section 19 Coalition Bargaining work?

    13. 13 Pre-Bargaining 1. Information Request to Town (see handout) 2. Run the numbers (see handout) 3. Informational meetings re: GIC with members 4. Informational meetings re: GIC with other union leaders.

    14. 14 Pre-Bargaining (cont.) 5. Decide who will represent your union (President, IAC rep, Negotiation Chair) 6. Determine PEC primary spokesperson at table

    15. 15 PEC Bargaining At Table 1. Start with language issues: Hiatus period, flex spending, duration, binding arbitration 2. Propose model language (see handout) 3. Propose numbers – splits: HMO split PPO split Indemnity split Medicare Part B split 4. Use the clock – December 1

    17. 17 PEC Bargaining At Table Be bold.

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