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Chapter 9

Vehicle Information. Chapter 9. Vehicle Title and Registration. NJ residents who buy a new or used vehicle must title, register and insure it before driving on public roads

fitzgerald-hahn
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Chapter 9

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  1. Vehicle Information Chapter 9

  2. Vehicle Title and Registration • NJ residents who buy a new or used vehicle must title, register and insure it before driving on public roads • If a motorist moves into this state, the law requires his/her vehicle to be titled and registered within 60 days , sooner if out of state registration expires before then • An initial registration for a brand new vehicle will be valid for four years

  3. All other registration are typically valid for one year

  4. How to Title a New Vehicle • Obtain a title through the dealership where the vehicle was purchased • Obtain the manufacturers' certificate of origin assigned to the owner, ensuring that the document has the sales tax stamp on the back

  5. How to Title a Used Vehicle • Complete the reverse side of a title with buyer’s seller and vehicle information • present the signed title and pay the required titling fee • The buyer must pay sales tax on the purchase price titling the vehicle

  6. How to Replace a Title • If the title is lost or stolen, a duplicate title can be issued at any MVC or by mail for a $25 fee

  7. License Plates • Motorists will receive two matching license plates upon registering the vehicle • For passenger vehicles, one plate should be attached to the front and rear of the vehicle, at least 12 inches off the ground • The rear plate must be lighted so it is visible from 50 feet at night • Using license plate covers or holders that obscure or conceal any lettering on the plate is a violation with a $100 fine.

  8. Inspection • All gas fueled vehicles, except new vehicles, registered in NJ must pass state safety and emission inspection every two years at a state inspection center • new vehicle must pass their first MVC inspection four years after they are initially registered • To be eligible, motorist must bring a valid license, registration and insurance card

  9. Inspection • Without proper documentation, the vehicle will not pass inspection • When moving to NJ a motorist must have his/her vehicle inspected within 14 days after registering it • Driving a vehicle with expired inspection sticker may result in fines between $100- $200 and/or imprisonment for 30 days

  10. Inspection Advisories • a motorist then has 60 days from the date of the inspection to make those repairs • If repairs are not made, the motorist will be cited for failure to make repairs and subject to penalities

  11. Insurance • Motor vehicle liability insurance is mandatory in the state of NJ • Every vehicle registered must have liability insurance • Driving with an uninsured vehicle can result in fines, community service, license and registration suspensions and insurance surcharges

  12. Insurance Fraud • OIFP = Office of Insurance Fraud Prosecutor • If a person commits insurance fraud by providing false information to an insurance company while making a claim or submitting an insurance application, the OIFPO can file criminal charges that can result in incarceration • it may also impose civil fines up to $15,000 for each violation

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