1 / 42

Healthcare in America

Healthcare in America. What You Should Know. The League of Women Voters. We’re a nonpartisan political nonprofit organization Established in 1920 when women got the vote Men accepted since 1972 We serve voters and promote good governance We research, educate and advocate.

fern
Download Presentation

Healthcare in America

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript


  1. Healthcare in America What You Should Know

  2. The League of Women Voters We’re a nonpartisan political nonprofit organization Established in 1920 when women got the vote Men accepted since 1972 We serve voters and promote good governance We research, educate and advocate

  3. What We’re Going to Cover Health insurance and health care Health insurance types Health care in the U.S. Health care spending

  4. Health Insurance Money collected pays for: • Health care and medications • Administration • Profits (private, for-profit insurance)

  5. Health Insurance Types

  6. Private Insurance • PPO • HMO • Indemnity

  7. Private Insurance • Preferred Provider Organization (PPO) • HMO • Indemnity

  8. Private Insurance • PPO • Health Maintenance Organization (HMO) • Indemnity

  9. Private Insurance • PPO • HMO • Indemnity

  10. Insurance Terms

  11. Insurance Terms

  12. Government Administered, Taxpayer Funded Insurance

  13. Medicare A federally administered national social insurance program: • Mostly for people aged 65 and over • Funded primarily through taxes and individual premium payments

  14. Original Medicare

  15. Medicare Advantage plans • Also called Medicare Part C • Offers alternatives to standard Medicare

  16. Medicare Part D • Prescription drug coverage

  17. Medigap Policies • Supplemental health insurance

  18. Medicaid A joint federal and state program for some low-income people: • Families with children • People with disabilities • Pregnant women • Some elderly

  19. The Coverage Gap ACA = Affordable Care Act (“Obamacare”) Source: Henry J. Kaiser Family Foundation

  20. Medicaid Expansion • Medicaid expansion “closes the coverage gap”. • Provides Federal funds to states that expand Medicaid to cover certain additional low-income persons. • Federal government pays ALL of the cost for 2 years, • After 2 years, Federal share is gradually reduced to 90% of total cost.

  21. Current Status of State Medicaid Expansion Decisions – January 4, 2019 Source: National Academy for State Health Policy

  22. Mixed Government and Private Insurance • Affordable Care Act (ACA) aka “Obamacare” • Single payer

  23. ACA aka “Obamacare” • Mandated preventive care benefits • Mandate to participate was eliminated effective Jan. 1, 2019

  24. ACA improved all types of coverage • Premium payment subsidies for low-income people • Offered expanded Medicaid coverage to states • Prohibited restrictive and exclusionary practices

  25. ACA and Employer-Based Insurance • Almost 9 million Floridians have benefitted from: • Removal of lifetime limits • Coverage of young adults until age 26 • Free preventive care

  26. ACA improved individual market policies • Over 1.7 million Floridians have benefitted from: • No exclusion of pre-existing illnesses • Tax credits to help pay for insurance • Women pay the same as men • Greater transparency and often better choice

  27. ACA improved Medicare • Over 4 million Floridians have benefitted from: • Lower costs for prescription drugs • Free preventive care and screenings • Better hospital safety incentives

  28. Single Payer Insurance • Financed by a single public body • Providers may be private and/or public

  29. Health Care in the U.S. How do we compare?

  30. Cancer Survival

  31. Heart Disease Deaths

  32. Obesity Source: OECD Obesity Update 2017

  33. Infant Mortality

  34. Life Expectancy at Birth

  35. Elderly with Chronic Conditions Percent of Population 65+ with 2 or More Chronic Conditions United States68% Source: OECD Health Data, 2015

  36. Elective Surgery Wait Times

  37. Health Care Spending per Capita Source: OECD 20171, OECD Health Statistics 2017

  38. Health Care in America In the U.S., we have:

  39. Health Care in America In the U.S., we have:

  40. Health Care in America In the U.S., we:

  41. THANK YOU Any questions? OF FLORIDA www.lwvfl.org

More Related