What is a vested disability pension

1. What is a vested disability pension Vested disability pensions are typically found in union disability plans. Once awarded, a vested disability pension can, under enumerated circumstances, pay benefits for life. In contrast to typical “LTD” plans, many, but not all, of the union sponsored plans will consider you disabled if the Social Security Administration finds you disabled. Others make their own decision without regard to what Social Security may have decided. Most union plans require at least 10 years of covered employment (in an industry covered by that union). They may also require that the disability has arisen either during the course of employment or within a year from last date of employment.

2. Why Why Was Was My My Claim Claim Denied? Denied? When an insurance company reviews a long-term disability claim, they consider various factors. If you include inaccurate information, or missed an important deadline, the claim could be denied. Before you begin the process, you should thoroughly review the policy to ensure you’re eligible for benefits and complete all forms with all of the correct information regarding your disability. A long-term disability insurance attorney can handle this process for you to ensure that you’re submitting a solid claim, including the necessary evidence to back your claim, and meeting all deadlines. How How Fusco, Fusco, Brandenstein You Brandenstein & & Rada, You File Rada, P.C. Appeal P.C. Can Can Help Help File an an Appeal If the insurance company denied your claim for long term disability insurance, you have the right to file an appeal. The denial letter you receive should include the reason for denying your application and instructions for appealing the decision. The process can be complicated and confusing for anyone who never filed an appeal before. Your New York long-term disability attorney will handle every aspect of your case. ------------------------------------------------------------