Training Session on General Housing Finance. Syed Nabeel Ahmed Rizvi Business Manager-Secured Products United Bank Limited. Mortgage Industry Overview. Mortgage Industry Overview. Housing Finance Market. Mortgage Market of Pakistan ( Gross Outstanding). Major Stakeholder.
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Training Session on General Housing Finance
Syed Nabeel Ahmed Rizvi
Business Manager-Secured Products
United Bank Limited
REGULATIONS FOR HOUSING FINANCE
The housing finance facility shall be provided at a maximum debt-equity ratio of
As per SBP PR: Banks/DFIs may extend mortgage loans for housing upto any tenure defined in the bank’s/DFI’s duly approved credit policy and keeping in view the maturities profile of their assets & liabilities
(also for Co-borrower whether income clubbing or not)
Data Check, NADRA, Verisys, ECIB, SECP (where required), FBR, FRMU, Online Telephone verification is mandatory for all mentioned segments