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Presentation National Housing Bank Conference on Affordable Housing (Hotel Imperial) 28.01.2010

Presentation National Housing Bank Conference on Affordable Housing (Hotel Imperial) 28.01.2010. Affordable Housing Affordable housing means different connotations for different people Affordable housing must be differentiated from low cost housing

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Presentation National Housing Bank Conference on Affordable Housing (Hotel Imperial) 28.01.2010

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  1. Presentation National Housing Bank Conference on Affordable Housing (Hotel Imperial) 28.01.2010

  2. Affordable Housing Affordable housing means different connotations for different people Affordable housing must be differentiated from low cost housing For different segment of society the word ‘affordable’ has different cost connotations

  3. Affordable Housing How can a builder create affordable housing - By Forward Costing Method - By selection of material to suit the pocket of the target buyer - By generating resources from economy of scale

  4. Policy Related Issues • Population Density Norms • Enhancement of FAR / FSI • Tax Incentives to the developers • Reduction in stamp duty • Codal Relief

  5. Design Related Issues Modular and compact design with maximum efficiency i.e. optimum use of common areas Standard design of room size, door/windows, tiles to minimize wastage during construction as well as optimize the cost Construction of low rise buildings (G+3) or (G+4) without use of lifts and costly fire-fighting arrangements & load bearing walls

  6. Construction Related Issues Use of advanced technology to save time and cost Use of low cost / alternative building materials Pressed clay bricks Fly ash bricks for walls Clay tiles and slates Reinforced bricks and stone slabs Clay bamboo mat with lime / cement plastering

  7. Financial Issues Availability of cheaper loans for the buyers Preferential loan disbursement at cheaper rates to the developers for construction of affordable housing schemes Stamp Duty Tax Relief Tradability

  8. Regulatory Requirement Preferably through self-regulation method by the industry Otherwise through a body operating on the lines of CERC / SERC as in the Power Sector

  9. Regulation Required Definition of Super Area Vis-à-vis Plinth Area Vis-à-vis Carpet Area (Loading of carpet to super should not exceed 40% for commercial & 30% for residential)

  10. Regulation Required Preferential Charges / Location Charges Common facility charges Penalization of developers due to False Information Late delivery Non-availability of completion certificate etc.

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