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安徽省分行三农金融部 朱苏 2014.4 PowerPoint PPT Presentation


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安徽省分行三农金融部 朱苏 2014.4. 家庭农场融资. 一、融资知识. 融资:资金的融通,是指资金富余者向资金不足者让渡资金使用权,并以还本付息为条件的信用过程。 按照资金来源的不同,分为内源融资和外源融资。 按照是否有金融机构介入 ,分为直接融资和间接融资。. 二、信贷知识. 信用 以还本付息为条件的价值运动的特殊形式,多产生于融资行为和商品交易的赊购或预付之中,如银行信用、商业信用等。 贷款 是指经批准可以经营贷款业务的金融机构对借款人提供的并按约定的利率和期限还本付息的货币资金。 按照担保方式可以把贷款分为:

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安徽省分行三农金融部 朱苏 2014.4

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