NewTracker TM

1. NewTrackerTM TechExec

2. Why Use NewTrackerTM? • Increase your reoccurring revenue and income stream in other business and financial services • Save your clients money • Additional retail & cyber storefront at no additional costs

3. What is NewTrackerTM? NewTrackerTM provides a turn-key solution for the TechExec to expand their business service offerings. Submit, track and manage business leads for any of the participating Newtek services: • Ecommerce • Electronic Payment Processing • Commercial and Cyber Insurance • Web-Based Payroll • Business Commercial Loans • Commercial Real Estate • Line of Credit • Data Storage • Accounts Receivable Financing • Business Cash Advance • Remote Deposit Capture

4. NewTrackerTM Benefits • A Sophisticated, yet extremely easy to use online system • Submitted referrals are immediately received and acted upon • Track referrals in real-time throughout the sales process • Access detailed reports 24 hours a day, 7 days a week • Client data is encrypted and kept confidential Other methods of submitting referrals include email, fax and phone

5. High Level Flow of Information Client NewTrackerTM helps the TechExec strengthen relationships with their clients by providing real-time feedback and detailed reports. TechExec NewTrackerTM Newtek Service

6. NewTracker Flow of Communication Submits Referral TechExec (or TechExec Website) Receives Referral Newtek View Status Generate Reports Notificationof Updates Status Status Updates • A referral is submitted by the TechExec or by a client filling out a form on the Techexec’s website • A Newtek Business Service Specialist is assigned the referral and follows up with the client within 24 hours of receipt • The Newtek specialist continually updates the status of the referral throughout the process • When a referral reaches a “milestone” status, the TechExec is notified via an automatic email from the system • The TechExec has access to view status of all referrals submitted for any of the participating Newtek services and generate custom reports 24/7/365

7. Log In The TechExec logs into the system at www.newtekreferrals.com. emp@yourorg.com 35492

8. The Newtek Referral System Your Organization The Newtek Referral System is a web-based business development tools that allows you to submit, track, and manage business leads to one or more of Newtek’s services. To Submit a referral, click on the “Submit Referrals” button on the lower left hand side of this page. When the referral form appears, be sure to fill out all of the qualifying information for the company that you are referring. Also, make certain that you choose the appropriate service(s) from the multiple selection box. You can view the status of all the referrals your organization has submitted by clicking on the “View Status Reports” button located in the middle of this homepage. This website is updated daily by sales agents and is available to you at all times.

9. Submit a Referral and let Newtek do the rest… Pizza Place Eddie Matteo Franchise 100 South Blvd. Suite 123 Augusta Georgia 55555 1254 555 404 Providing detailed notes is extremely helpful for the Newtek Business Service Specialist who will follow up with your customer and will help to expedite the sales process. ematteo@aol.com Newtek Merchant Solutions Company X is processing for him right now. He is not happy with the fees. Has a quote from Company Y. He is very interested in finding out more information about getting set up for electronic payments. He already has terminal. Call business number after 3pm. I have client’s statements, please call me and I will fax them to you.

10. View Summaries For Referrals Submitted

11. View Status You can view the status of all the referrals you have submitted at any time. You can sort referrals by clicking on any one of the category names. Referrals you submitted that are open Your Org. Sample Corp. 1 Your Org. A complete status history is available by clicking on any one of the company names. MS

12. Client would like to accept credit and debit cards. She currently uses PayPal. She would like a call between 10am and 12pm today, if possible. NA $0 User Bank Employee 02/06/05 Referral Submitted 11/28/05 11:14:25 AM Spoke with merchant and took application over the phone. Application is complete and has been submitted for approval. Newtek Employee User Application Submitted for approval 11/29/05 04:31:27 PM $0 NA 12/04/05 Application approved – awaiting installation 12/02/05 01:54:09 PM Newtek Employee User $0 NA 12/04/05 Received verification that the merchant has been approved. Awaiting installation confirmation. Referral Details The “Referral Details” displays client information, as well as the complete status history of a referral. All status updates are saved, dated, and tracked. There is also a direct link to contact the agent who is working with your client. Newtek Employee

13. Administrative Tools Your Organization The TechExec has access to comprehensive reports. These reports allow you locate specific clients that have been referred to Newtek, and forecast when deals will successfully closed.

14. Conclusion • Turnkey solution for submitting referrals • Real-time tracking of your clients through the length of the sale • 24/7 access to the complete status history of every referral • Receive informative reports on the status of all referrals • Information is kept safe and confidential through data encryption.