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NJ SHARES The Evaluation of 2007 Grants. October 20, 2008 Revised 11/21/08. Evaluation Goals. Characterize 2007 NJ SHARES grant recipients Characterize 2007 NJ SHARES grants Examine good faith payments Analyze post-grant payment compliance. 2. Evaluation Components.

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nj shares the evaluation of 2007 grants

NJ SHARES The Evaluation of 2007 Grants

October 20, 2008

Revised 11/21/08

evaluation goals
Evaluation Goals
  • Characterize 2007 NJ SHARES grant recipients
  • Characterize 2007 NJ SHARES grants
  • Examine good faith payments
  • Analyze post-grant payment compliance

2

evaluation components
Evaluation Components
  • Part 1 – NJ SHARES database analysis
    • Characterizes grant recipients
    • Characterizes grants
  • Part 2 – Utility transaction data analysis
    • “Good Faith” Payment Analysis
    • Grant Coverage Analysis
    • Post-Grant Payment Compliance

3

evaluation components1
Evaluation Components
  • Data received from:
    • ACE
    • Elizabethtown Gas
    • NJNG
    • PSE&G
    • SJG
    • JCP&L (Not usable)
    • Rockland (Not usable)

4

nj shares database analysis 2005 2007 household composition
NJ SHARES Database Analysis 2005-2007 Household Composition

Note: A household can be included in more than one category.

13

nj shares database analysis 2005 2007 household composition1
NJ SHARES Database Analysis 2005-2007 Household Composition

Note: “Single Parent” and “Elderly Only” households were identified using the age grouping

variables, in the database not the variable “Category”.

14

nj shares database analysis mean 2005 2007 recipient reported bill balance at grant application
NJ SHARES Database Analysis Mean 2005-2007 Recipient-Reported Bill Balance at Grant Application

21

slide22
NJ SHARES Database Analysis Collections Actions Pending at Grant Application for 2005-2007 Recipients

Note: Percentages may not sum to 100% because a household with grants for more than one utility may have two different collections actions.

22

nj shares database analysis detailed 2007 recipient other reasons for grant application
NJ SHARES Database Analysis Detailed 2007 Recipient “Other” Reasons for Grant Application
  • Temporary financial crisis
  • Household changes (spouse leaving or dying or a new baby in the home)
  • Car repairs
  • Meter read after months of low, estimated bills
  • Over income limit for LIHEAP
  • Mortgage, rent, or child support arrearages or increases
  • Medical costs
  • Home repairs
  • Moving costs
  • Other bills

24

part 2 utility data analysis methodology
PART 2Utility Data Analysis Methodology
  • Focused on Q1 2007 grant recipients
  • Transaction data from participating utilities
  • Files contain payments, charges, account balances
  • Analyzed:
    • Existence of “Good Faith Payment”
    • Grant coverage of pre-grant balances
    • Ratio of payments made to charges incurred at key intervals
  • Used Q1 2006 and Q1 2008 recipients as comparison groups

28

utility data analysis sample group definitions continued
Utility Data Analysis Sample Group Definitions (continued)

2006

2008

2007

Q1 2007 ANALYSIS PERIOD

GRANT DATE

GRANT DATE + 1 DAY

Q1 2006 ANALYSIS PERIOD

GRANT DATE + 1 DAY

GRANT DATE + 1 YEAR + 1 DAY

GRANT DATE

Q1 2008 ANALYSIS PERIOD

GRANT DATE – 1 DAY

GRANT DATE

1 YEAR

30

good faith payment analysis good faith period definition
“Good Faith” Payment Analysis “Good Faith” Period Definition
  • The “Good Faith” payment period is defined as 90 days prior to intake through the day before the grant is applied to the account.
  • Only payments made by the customer are counted.

“GOOD FAITH” PERIOD

GRANT DATE

INTAKE DATE – 90 DAYS

INTAKE DATE

GRANT DATE – 1 DAY

31

good faith payment analysis attrition analysis
“Good Faith” Payment AnalysisAttrition Analysis

* An account is eligible for analysis if we were able to find the NJ SHARES grant in the transaction data and if we were able to duplicate the utility-reported account balances.

32

grant coverage analysis attrition analysis
Grant Coverage AnalysisAttrition Analysis

* An account is eligible for analysis if we were able to find the NJ SHARES grant in the transaction data and if we were able to duplicate the utility-reported account balances.

37

payment compliance analysis attrition analysis
Payment Compliance AnalysisAttrition Analysis

* An account has usable data if it appears to have received the NJ SHARES grant and if we were able to duplicate the utility-reported account balances.

41

payment compliance analysis mean percent of bills paid accounts with 12 months of data
Payment Compliance Analysis Mean Percent of Bills PaidAccounts with 12 Months of Data

43

payment compliance analysis segmentation analysis of q1 2007 grant recipients continued
Payment Compliance Analysis Segmentation Analysis of Q1 2007 Grant Recipients (continued)

* Note: Only customer payments are counted.

49

payment compliance analysis segmentation analysis of q1 2007 grant recipients continued2
Payment Compliance Analysis Segmentation Analysis of Q1 2007 Grant Recipients (continued)

* Note: Only customer payments are counted.

51

slide59
Payment Compliance Analysis Q1 2007 Grant Recipients Receiving USF or LIHEAP in the 12 Months Following Grant

59

slide60
Payment Compliance Analysis Q1 2007 Grant Recipients Receiving USF or LIHEAP in the “Good Faith” Period

60

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