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Note: Many OFF line factors determine success of Online service. Eg. Transport network, customer profiles,
Consumer finds something she wants to buy at a “shop” on the Net
Verification and remittance of actual funds
Consumer sends on enciphered request for payment to her bank
The electronic bank sends back a secure packet of e-cash
Consumer Public Key
The shop sends the packet of cash to its bank
Consumer sends the e-cash to the shop
Agents and Intermediaries