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HEALTH INSURANCE – STATE HEALTH BENEFIT PLAN FLEX SPENDING – C.A.S. SHARED SAVINGS PROGRAM

2014 OPEN ENROLLMENT. HEALTH INSURANCE – STATE HEALTH BENEFIT PLAN FLEX SPENDING – C.A.S. SHARED SAVINGS PROGRAM. Date : October 2013 . 2014 Open Enrollment. Open Enrollment Dates Opens at 12:00 a.m. October 21, 2013 Closes at 5:00 p.m. November 8, 2013

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HEALTH INSURANCE – STATE HEALTH BENEFIT PLAN FLEX SPENDING – C.A.S. SHARED SAVINGS PROGRAM

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  1. 2014 OPEN ENROLLMENT HEALTH INSURANCE – STATE HEALTH BENEFIT PLAN FLEX SPENDING – C.A.S. SHARED SAVINGS PROGRAM Date: October 2013

  2. 2014 Open Enrollment • Open Enrollment Dates • Opens at 12:00 a.m. October 21, 2013 • Closes at 5:00 p.m. November 8, 2013 • Online Enrollment for State Health and Flex Spending www.mygscsbenefits.com

  3. New Plan Vendors • UHC and CIGNA will no longer be offered as their contracts end December 31, 2013 • Blue Cross and Blue Shield of Georgia will be the Plan administrator which includes Medical Management and claims for all SHBP Plans • Express Scripts will be the new Pharmacy Benefit Manager • Healthways will be the new Wellness Vendor

  4. New Plan Vendors • Blue Cross and Blue Shield of GA, Express Scripts and Healthways will all be working closely together on an ongoing basis • Each covered family member will receive their own ID card which will be valid for all three of our vendors • No HMO’s or HDHP plans, only HRA

  5. The Benefits of an HRA • HRA dollars can assist you in paying health expenses that go towards your deductible • Initial HRA credits vary depending on the plan option that is chosen • Your HRA is funded by SHBP and any unused funds roll over from year to year • Any remaining HRA credits from previous years will rollover in March 2014

  6. 2014 Plan Design What’s covered and not covered are the same for all 3 plans

  7. STATE HEALTH BENEFIT PLAN RATES JANUARY 1 - DECEMBER 31, 2014 You YOU + CHILD(REN) YOU + SPOUSE YOU + FAMILY BCBS Gold $166.08 $300.38 $405.52 $539.84 BCBS Silver $108.64 $202.74 $284.90 $379.00 BCBS Bronze $66.28 $130.74 $195.96 $260.40

  8. HRA Incentives • 2014 Wellness incentives – increases up to a maximum of $480 for member; plus up to an additional $480 for covered spouse • Additionally, for those members/spouses who completed their wellness requirements in 2013, the $240 will be credited to their HRA on January 1, 2014

  9. 2014 Wellness Incentives 8

  10. Where can I find Information? • www.mygscsbenefits.com • Informational Videos-Decision Guides -Design Plans -Rates • Self Enrollment - from the homepage select the “State Health” portal • You must Register first • The Password is posted along with a Member User Guide • Save your username and password • Members may go online as many times as they like, the last election that is confirmed at the time of closing will be the election for 2014 • If you are currently enrolled in State Health and you do not go through open enrollment, you will be defaulted to the “BRONZE” plan • Be sure to click “FINISH” • Save your confirmation page • .

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