INTRODUCTION

INTRODUCTION INTRODUCTION

Money Is the legal transactions payment

History of Money Barter Systems interchanging the goods and products utilizing trading tool from agricultural products as cocoa and others (this is known as “money commodity”)

Gradually changed to hard objects like stone and metal Commodity functioned as trading tools Croesus from Greek (560 – 546 Prechristian) created gold and silver coins

Benjamin Franklin (Amerika) Known as “You Are Bank Note” The first person to print bank note (dollar)

FINANCIALINSTITUTION • An institution (public or private) that collects fund (from the public or other institutions) and invests them in financial assets; provides financial services for its clients or members

Financial Institution Bank Non Bank Finance Company Cooperation Capital Market Insurance Company Pledge Company

Indonesian Banking History

“Bank Indonesia“ Responsibility are: • Establishing and performing monetary policy • Managing and monitoring the flow of paying system • Managing and supporting banking company in Indonesian

Indonesian Banking Architecture (IBA) • Background of IBA Responded to economic crisis 1977, defined banking industry weaknesses including its disability to withstand the threatssuch as the external threats of industry • Definition of IBA As framework for Indonesian banking formative and continuity its operating system for 5 - 10 years

Responsibility of IBA Making banking system strong and efficient that created financial stability and increase the economic growth • Bank categorization based on IBA

INTRODUCTION

INTRODUCTION

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Introduction to introduction to introduction to … Optimization

INTRODUCTION/ INTRODUCTION

Introduction

INTRODUCTION

Introduction

Introduction