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RAISE YOUR HOME AND YOUR PEACE OF MIND

RAISE YOUR HOME AND YOUR PEACE OF MIND. Prepared by David O’Reilly Engineering Consultants for Build Now For more information, call (504) 324-3964 or visit www.buildnownola.com. 3 IMPORTANT REASONS FOR YOU TO ELEVATE:. It is less likely that you will ever flood again

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RAISE YOUR HOME AND YOUR PEACE OF MIND

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  1. RAISE YOUR HOME AND YOUR PEACE OF MIND Prepared by David O’Reilly Engineering Consultants for Build Now For more information, call (504) 324-3964 or visit www.buildnownola.com

  2. 3 IMPORTANT REASONS FOR YOU TO ELEVATE: • It is less likely that you will ever flood again • Your flood insurance will be less expensive • There is funding available NOW

  3. Foundations In New Orleans • Soils in New Orleans are likely to settle • Soils consist primarily of soft saturated clay • The weight of your home puts pressure on the soil that causes the water to drain from the soil • The lose of moisture causes the volume of the soil to decrease • This process is the cause of settlement

  4. Pier Homes Types of foundations

  5. Types of foundations • Foundation piers widen beneath the ground to spread the weight of the house over a larger area to help reduce settlement

  6. Types of Foundations • Slab Homes • Generally built after World War II • TYPES • Slab on Grade • Slab supported by Piles

  7. Types of Foundations • Slab on Grade • Spread the Load over a wide area • Severe problems with differential or uneven settlement

  8. Types of Foundations • Pile supported Slab • Weight of house is transmitted to deeper soil layers • Great advantage to reduce settlement • Code requires piles for all new construction

  9. AVAILABLE FUNDING FOR ELEVATION • Increased Cost of Compliance program (ICC) • The Road Home Elevation Incentive • State level Hazard Mitigation Grant Programs (HMGP) • Parish level Hazard Mitigation Grant Programs (HMGP) for those who have suffered Severe Repetitive Loss (SRL) • SBA Loans

  10. Increased Cost of Compliance (ICC) • $30,000 ($15,000 to begin elevation, $15,000 when elevation completed) • Federal money available to use toward elevation if you had flood insurance pre-Katrina • If you had your house assessed as less than 50% damaged after the storm ICC funding is not available to you • Call the agent you bought your flood insurance from or the ICC department at your insurance company to make an ICC claim

  11. Fidelity Maria ext 6294 (800) 725-9472-phone (727) 568-9845 (877) 270-4329-fax AllState Anna Chen ext 8569 Alecia ext 8554 (866) 450-9095-phone (866) 779-6950-fax State Farm Irving Texas 888-784-7674-fax Team 50 1-866-210-1785 South West Business Corp Claims Felicia Garcia ext 1455 1-866-476-8399-phone 210-635-1465-fax Liberty Mutual Dorrine Decker 301-571-6851-phone 301-214-1086-fax ICC Claim Numbers

  12. The Road Home Elevation Incentive • $30,000 from Road Home for elevation • Can be paired with ICC funding • Total Road Home funding cannot exceed the $150,000 maximum • No specific deadline set yet • Road Home Elevation Hotline 1-877-234-1513

  13. State level Hazard Mitigation Grant Programs (HMGP) • Up to $30,000 additional reimbursement in addition to Road Home and ICC funding to complete and elevation project • Homeowners who did not start elevation before March 16th 2008 must wait to receive approval from the State’s HMGP award program before beginning elevation work • Homeowners who can prove that they started and elevation project before March 16th 2008 may be reimbursed through these funds

  14. State level Hazard Mitigation Grant Programs (HMGP) Cont. • HMGP ELEVATION GRANTS • For applicants who received forms to apply for HMGP elevation grants, you can still send in those forms or request another copy if you did not send it yet. http://www.doa.louisiana.gov/cdbg/dr/hmgp/hmgp.htm • If you are demolishing your house and building a new one, your HMGP elevation grant of up to $30,000 is determined by total allowable costs for construction and elevation minus total Road Home grant, FEMA structural damage funds, insurance benefits, and ICC money. • If you are elevating and repairing your house, your HMGP elevation grant of up to $30,000 is determined by total allowable costs for elevation minus Road Home elevation grant and ICC money. • For details and to determine your HMGP eligibility to start rebuilding, contact 1-877-744-7235 or 1-225-339-3746 or hazardmitigation@la.gov.

  15. Parish level Hazard Mitigation Grant Programs (HMGP) • Program for those who have suffered Severe Repetitive Loss (SRL) • Will cover complete cost of elevating your home in most cases • Orleans Parish should contact you to let you know that your home qualifies as a SRL property • Contact: Smart Inc: 833 Howard Ave # 301, New Orleans, LA 70113, (504) 566-0900

  16. SBA Loans • SBA will cover the full cost of the elevation only if the elevation is deemed “absolutely necessary.” • SBA’s Disaster Customer Service Center: 1-800-659-2955 or disastercustomerservice@sba.gov

  17. The Elevation Process

  18. ELEVATION FOR PIER HOUSES • Most homes in New Orleans are pier homes. • When a pier house is elevated, generally there is minimal cracking of the walls.

  19. PREPARATION FOR PIER HOUSE ELEVATION • Removing attached porches • Remove Old Foundation • Running steel beams under the house • Disconnecting utilities

  20. HOUSE IS LIFTED USING A UNIFIED JACKING SYSTEM • Make sure the shoring contractor uses a fully computerized jacking system to elevate both slab and pier houses. • The home is elevated in a level position, just like an elevator.

  21. NEW PIERS ARE BUILT & HOUSE IS LOWERED ONTO PIERS • New Steel reinforced continuous foundation is poured • New Piers are steel reinforced and filled with concrete • Hurricane straps are attached to house

  22. FINISHING TOUCHES • Reconnection of plumbing • Reconnection of electrical work • Porch and stair building/rebuilding • Siding/bricks

  23. ELEVATION FOR SLAB HOUSES There are two methods to elevate a slab home: • SLAB SEPARATION – the slab that your home was originally built on remains on the ground and your home is elevated into the air on concrete piers and a new wood floor system is built. Your slab home is now a pier home. • SLAB ELEVATION – the entire concrete slab and house are both lifted and placed on concrete piers.

  24. PREPARATION FOR SLAB SEPARATION ELEVATION • Removing all ground floor contents of the house • Removing all exterior brick • Separating frame of house from concrete slab • Banding house together using wooden boards • Running steel beams under the banding • Disconnecting utilities

  25. HOUSE IS LIFTED USING A UNIFIED JACKING SYSTEM • Make sure the shoring contractor uses a fully computerized jacking system to elevate both slab and pier houses. • The home is elevated in a level position, just like an elevator.

  26. NEW PIERS ARE BUILT & HOUSE IS LOWERED ONTO PIERS • New Piers are steel reinforced and filled with concrete • Hurricane straps are attached to house • A new wooden subfloor is built where the slab used to be.

  27. FINISHING TOUCHES • Reconnection of plumbing • Reconnection of electrical work • Porch and stair building/rebuilding • Enclosing around piers and installing vents • Siding/bricks • Interior flooring replacement • Sheetrock patching

  28. Option to change floor plan around Only option for Slab on Grade No issues with underground plumbing No danger involved in elevating slab Exterior bricks must be removed Interior renovations will be compromised Takes longer Not ideal for renovated houses Pros & Cons of Slab Separation CONS PROS

  29. PREPARATION FOR SLAB ELEVATION Slab is tunneled under to find existing pilings

  30. HOUSE IS LIFTED USING A UNIFIED JACKING SYSTEM • Make sure the shoring contractor uses a fully computerized jacking system to elevate both slab and pier houses. • The home is elevated in a level position, just like an elevator.

  31. NEW PIERS ARE BUILT & SLAB IS LOWERED ONTO PIERS With this method the house has no way of being attached to the foundation piers.

  32. FINISHING TOUCHES • Reconnection of plumbing • Reconnection of electrical work • Porch and stair building/rebuilding • Enclosing around piers and installing vents

  33. No option to change floor plan around Creates issues with underground plumbing Long term settlement issues are not known Future foundation problems unknown and more likely Exterior brick can stay on house Interior renovations will not be compromised Elevation process is quicker Ideal for renovated houses Pros & Cons of Slab Elevation CONS PROS

  34. Slab Elevation Slab Elevation Before Slab Elevation After

  35. Slab Separation Elevation Slab Separation During Slab Separation After

  36. Slab Separation Elevation Slab Separation During Slab Separation After

  37. TRADITIONAL PIER HOUSE ELEVATION TRADITIONAL PIER HOUSE BEFORE TRADITIONAL PIER HOUSE AFTER

  38. TRADITIONAL PIER HOUSE ELEVATION TRADITIONAL PIER HOUSE BEFORE TRADITIONAL PIER HOUSE AFTER

  39. SPLIT LEVEL ELEVATION SPLIT LEVEL HOUSE BEFORE SPLIT LEVEL HOUSE DURING SPLIT LEVEL HOUSE AFTER

  40. RAISED BASEMENT ELEVATION • Relocating electrical and plumbing from the bottom floor of your raised basement home can be done with elevation grant funding.

  41. New Construction

  42. FAQs ABOUT ELEVATION • WILL ELEVATING MY HOME CRACK MY WALLS AND DESTROY MY RENOVATIONS? • HOW HIGH DO I HAVE TO ELEVATE? • HOW LONG DOES ELEVATION TAKE? • DO I HAVE TO MOVE OUT OF MY HOUSE DURING ELEVATION? • WILL MY HOUSE LOOK LIKE A FISHING CAMP AFTER ELEVATION?

  43. Finding a Contractor

  44. Questions to Ask Before Hiring a Contractor • May I have a copy of your contractor’s license? • May I have the name of your insurance provider so I can verify your insurance? • Does your company carry supplemental insurance?

  45. Questions to Ask Before Hiring a Contractor Cont. • Does your company use a licensed engineer? • How long have you been in business locally? • Can you provide references to jobs that I can go see? • What is the warranty or guarantee, in case of a construction problem?

  46. How to Get Started Step 1: Get Necessary Surveys Surveys Needed for Elevation Before Elevation • BFE (Base Flood Elevation) • Benchmark Survey Once House is Lifted & Piers put in • Top of Pier Survey After House is Set Down on Piers • BFE (Base Flood Elevation)-to show house is now in compliance

  47. How to Get Started Cont. Step 2: Get estimates • Rule #1-You should NEVER pay for an estimate. • Get estimates from at least three contractors before making your decision. • Never tell a contractor that you are in a grant program or how much grant money you are approved for.

  48. How to Get Started Cont. Step 3: Sign a contract • Most contractors will require a deposit of 25% of the total cost of construction • Read the entire contract carefully before signing.

  49. How to Get Started Cont. Step 4: Managing the construction process • NEVER give your contractor all of the money up front. • Photograph the entire construction process in case future litigation is necessary • Most contractors work on the following payment schedule: • 25% to begin construction • 25% • 50% at completion of project

  50. Questions?

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