Most people, as Henry David Thoreau said, “Lead lives of quiet desperation.” The fact is many folks earning what looks like a comfortable income still live paycheck to paycheck. They’re one setback away from financial disaster – and they know it. Does this describe you? If so, this e-book may be just what you’re looking for. It lays out a clear plan that puts all the financial information together into a step-by-step path that you can follow to turn your financial life around. This e-book helps you acknowledge your current financial state, encourages you to know figures such as your total income and what you pay out monthly, helps you stop unnecessary spending today, and shows you a savings plan you can start now.