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"Motor Liability and Boat Liability : damages , compensation , insurance . A comparison ".

"Motor Liability and Boat Liability : damages , compensation , insurance . A comparison ". Sara Landini. Marine insurers offer a wide range of coverages .

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"Motor Liability and Boat Liability : damages , compensation , insurance . A comparison ".

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  1. "Motor Liability and Boat Liability: damages, compensation, insurance. A comparison". Sara Landini

  2. Marine insurersoffer a wide range of coverages. • Typicalcauses of lossthat are covered include: weather-relatedperilssuchaswind, rain, hail, lightning and waveaction; fire; loss or damagecaused by theft or vandalism; and collisions with docks, submerged or floatingobjects or otherboats. • May be liabilitycoverageis the mostimportant. Boat ownersmayalso be responsible for anycontainment and clean-up expensesresulting from oilpollution or contaminationcaused by their vessel. Marine Insurance

  3. In manycountries automobile or boat-ownersinsurancecoverageissimilar. In Italy for instance the Act 990/1969 (nowincluded in insurance code – legislative decree) provides common rules for mandatorymotorinsurance and mandatory boat insurance. In your country whatlosses are covered in automobile or boat-ownersinsurance?

  4. NOT ALL DISPOSITIONS ON MANDATORY MOTOR INSURANCE CONTAINED IN THE ITALIAN INSURANCE CODE ARE RELEVANT IN CASE OF BOAT LIABILITY. ItalianInsurance Code

  5. Justice of the Peace of Sorrento (Judgement 15 July 2009) and Justice of Peace of Pozzuoli (Judgment 21 June 2010) affirmthat: • According to article 123 insurance code norms on mandatorymotorinsurance operate in case of boat liabilityonly in case of personal injuries. • In case of boat liability no directaction of the victims and no directreibursement of the insured party are provided. (With regard to the directactionseealso Supreme Court 24 april 2007, n. 9516; Supreme Court 18 June 2002, n. 8816; Supreme Court 18 november 1994, n. 10156). Some Italian Cases

  6. Artt. 138 e 139 Ins.code, aboutinjuries to the body of a person, are applicable in case of boat liabilityaswell. Boat Liability and Personal Injuries

  7. Article 139 provides the parameters for the quantification of the amount of damages in case of minor injuries. The parameters for determining personal injury as a result of non-minor injury (pursuant to article 138 of the Insurance Code) are still to be determined by the Government. By the moment for the purposes of quantifying such damages, reference must be made to the tables of criteria applied by the Court of Milan, recently recognised as generally applicable by the Court of Cassation (judgments no. 12408/11 and 19376/12). Personal Damages

  8. Boat liability, Motor liability,Frauds

  9. On October 2009 in Sorrento 4 men sank a 13 metersshipfaking an accidentin order to gain money from the Insurance company. • By the moment the 4 men are under arrest. Boat liability, Motor liability,Frauds

  10. (1) In your country is boat liabilityinsurancemandatory? • (2) In yourcontryisthere a no fault liabilitysystem, or shouldliability be proven? • (3) Iscompensationislimited and how? • (4) isthereanydifferencebetweenbodilyinjury and propertydamage? We’dliketo stimulatea comparisonbetweenliability for motorvehicle (cars) and boats or aircraft

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