How do I Sign Up for Medicare When I Turn 65

1. + • HOW DO I SIGN UP FOR MEDICARE WHEN I TURN 65 • CLEVER CAREHEALTHPLAN

2. There’s some good news for those turning 65and collecting the Railroad Retirement Board or Social Security retirement benefits. You will be automatically enrolled in Medicare Part A (hospital insurance) and Medicare part B (medical insurance). But theenrollment occurs only if one signs for Medicare Part B when you aresigningupforretirementbenefits. IncaseyouliveanywhereoutsidethestatesoftheUSor DC, like Puerto Rico, you will be enrolled in Medicare Part A. But there is one catch, though: You need to register in Medicare PartB manually.

3. You can easily enroll inMedicare coverage plans through an online medium. And with growing technological reach, thenumbers of people registering through online modesare increasing drastically. In 2018, over 16% of peopleenrolledinMedicarecoverageusingan online medium. In comparison, those who enrolled in Medicare through online mode in 2017 were only 10%. According to the study, nearly 60% more people in 2018 used eHealth’sonlineenrollmentthanin2017. ENROLLING IN MEDICARE PLANS THROUGHONLINE MODES

4. WHAT IS THE MEDICARE INITIAL ENROLLMENT PERIOD? WhileregisteringinMedicarePartA is anautomaticprocessfor most, certain situations do not allow so. You need to manually enrollinMedicarePartAorPartBthroughtheInitialEnrollment Period (IEP) in these situations. Another chance you get to register manually is during a seven-month time starting three monthsearliertowhenoneturns65.Or,theperiodincludesthe month that includes your 65th birthday and ends three months after yourbirthday.

5. You can trust us to meet yourneedsrighthereinthe metro.

6. YOUCANREGISTERINMEDICAREWHEN YOUAREINYOURINITIALENROLLMENT PERIODIF: IfyouareineligibleforretirementbenefitsonegetsfromRailroad RetirementBoardorSocialSecurity,youwon’tbeenrolledinthe OriginalMedicareautomatically.Butyoudogetachancetosignupfor MedicarePartAorPartBorbothwhenyourIEPisongoing.Butonthe downside,youmightnotgetMedicarePartAthatispremium-free.On topofit,yourworkperiodanddurationofMedicaretaxpaymentwill decideyourmonthlyPartApremiumcost.Andyouwouldstillneedto payapremiumofMedicarePartB. YOU DIDN’T QUALIFYFOR RETIREMENT BENEFITS:

7. YOU DON’T RECEIVEANY RETIREMENT BENEFITS: Ifyouaregoingtoturn65soonandareyettoreceive retirement benefits, you are allowed to sign up for MedicarePartAorPartBwhenyouareinIEP.Thereis even anoptionavailabletoenrollinMedicarealoneandgetyour retirement benefits later if you wish to delay your Social SecurityorRailroadRetirementBoardbenefitsafter65.

8. ENROLLING ISEASY FOLLOWTHESESTEPS: EnrollinginMedicare is aneasyprocessand is muchsimilartothe MedicareAdvantagePlan.Youcandosousingoneofthefollowing ways: Register atwww.SocialSecurity.gov. Callat1-800-772-1213(SocialSecurity)(TTYuserscancallon1- 800-325-0778),fromMondaytoFriday,7amto7pm. YoucanvisitthelocalSocialSecurityofficeandregisterin person. For those who worked at railroads, you can contact the Railroad RetirementBoardandenrollinMedicareat1-877-772-5772(TTYuser can call on 1-312-751-4701). Please don’t delay the enrollment process for toolong.

9. CLEVER CARE HEALTHPLAN N8990 Westminster Blvd 3rdFl. Westminster, CA 92683 660WHuntingtonDr2ndFl. Arcadia, CA91007 + THANKYOU! YOUR HEALTH IS OURPRIORITY.