Why Companies Should Consider Offering Health Savings Accounts. Roy Ramthun, PresidentHSA Consulting Services, LLC. . Healthcare Solutions Summit. 3. Current Issues in Health Care. Employer-based insurance costs more than $13,375 for family coverage, on average in 2009 (Kaiser/HRET)Cost more than doubled in last 10 yearsCost increase next year projected to be 7-9%Health care costs are projected to exceed most companies\' net operating income within three years.