The difference between a regular bad credit credit card and an online store credit card with guaranteed approval

1. The difference between a regular bad credit credit card and an online store credit card with guaranteed approval The difference between an online store credit card and a credit card is that with a credit card is in the application process. A regular bad credit credit card will require that the issuing bank pull your credit and if its good enough they will issue you a credit card. And although these types of cards are made for people with bad credit, they don’t guarantee approval, so you risk being turned down. While with an online store credit card with guaranteed approval, you are, well guaranteed approval! Why you need an online store credit card if you have bad credit Most individuals realize that it is nearly impossible to get by without a credit card of some type. Still, there are millions of households with no credit card and no bank account. They often pay their bills either in cash or by money orders. For these people, an online store credit card might be the answer. An online store credit card not only offers guaranteed approval, but can be used to build or rebuild credit. So if you are one of the MILLIONS of Americans with bad credit. These cards can be the corner stone you use to rebuild your credit. Benefits of online store credit cards Guaranteed approval Large credit limits Will report to at least 1 credit bureau Choosing your guaranteed approval credit card You want to find one that will give you : Large credit limit Reports to a credit bureau The merchandise in their catalog is reasonably priced The approval process is so simple with acceptance guaranteed as there is usually no credit check needed. You can get your card, after applying for a prepaid online store credit card . Just remember that these cards can ONLY be used to buy merchandise in the catalog they come with. Unlike a regular credit card that can be used anywhere Visa, MasterCard or Amex is accepted. Also with online store credit cards you CAN NOT get cash advances like you can with a regular credit card. Having good credit is important and there are only a limited number of ways someone with bad credit can build or rebuild their credit. Online store credit cards guaranteed approval are the perfect tool to use!