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F&ES Financial Aid

F&ES Financial Aid. Alex Muro Director of Financial Aid Linda Jacobs Senior Administrative Assistant. Fundamental Principles. Student account General information Student Information Systems (SIS) Refunds Budget Stewardship Additional sources of funding Outside Scholarships

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F&ES Financial Aid

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  1. F&ES Financial Aid Alex Muro Director of Financial Aid Linda Jacobs Senior Administrative Assistant

  2. Fundamental Principles • Student account • General information • Student Information Systems (SIS) • Refunds • Budget • Stewardship • Additional sources of funding • Outside Scholarships • Campus Employment • Loans

  3. Student Account • Charges • Tuition • Student Activity Fee • Rent (if living in University housing) • Meal plan (if contracted with Dining Services) • Yale Health • Credits • Scholarships • Loans • Other payments

  4. Student Account, continued • Questions • F&ES Financial Aid – for questions specific to your F&ES charges and financial aid award • Student Financial Services (SFS) – for general billing questions • sfs@yale.edu • 203-432-2700 • 246 Church Street

  5. Student Information Systems (SIS) • Student Login • www.yale.edu/sis • Billing and Student Accounts • Your Account History • eBill/ePay • www.yale.edu/sis/ebep

  6. SIS Student Login

  7. SIS eBill/ePay

  8. Refunds • Credit balance • Credits exceed charges • Available only after all funds have been disbursed or received • Actual v. anticipated credits • Available only after term has begun • Fall – August 31 • Spring – January 9

  9. Refunds, continued • Available only after your request, i.e., credit balances are not automatically refunded • SIS Student Login • Billing and Student Accounts • Refund Request from Student Account • How you receive your refund • Direct deposit (preferred – 2 business days) • Must have U.S. bank account • SIS Student Login • Billing and Student Accounts • Direct Deposit Authorization • Paper check (default – 3 business days) • Cashier (246 Church Street) • Emailrefund@yale.eduwith questions

  10. Budget • Cost of Attendance per Financial Aid Award (9 months) • Tuition Fixed $31,900 • Student Activity Fee Fixed $ 250 • Yale Health Fixed $ 1,522 • Living Expenses Estimated $13,428 • Books and Supplies Estimated $ 1,200 • Total $48,300 • Spending Plan for Estimated Expenses (9 months) • Books and Supplies (per semester) ______ x2 ______ • Rent (per month)   ______ x9 ______ • Food (per month)   ______ x9 ______ • Utilities (per month)   ______ x9 ______ • Food (per month)   ______ x9 ______ • Other (clothes, entertainment, etc. per month)  ______ x9 ______ • Total   ______

  11. Stewardship • F&ES Scholarships are provided in large part by donors • Stewardship activities (thank you notes, bios, possible meetings with donors) • Coordinated by the Office of Admissions and Financial Aid and the Office of Development and Alumni Services • You will be contacted in September or October

  12. Additional Sources of Funding Outside Scholarships Campus Employment Loans

  13. $ Outside Scholarships • Excel spreadsheet http://www.environment.yale.edu/about/Outside-Scholarship-Resources/ • User name: Kroon • Password: Sage • Deadlines throughout the year • Continually updated

  14. Student Assistantship (SA) Included in your financial aid award Available to F&ES students only Search via Student Employment Office (SEO) website https://www.yalestudentjobs.org/ Complete SA Eligibility Form and return to Linda before starting to work http://environment.yale.edu/about/Financial-Aid-Forms/ Research or Teaching Assistantship Contact faculty directly Community service and other on campus jobs Search via SEO website Campus Employment

  15. F&ES Student Assistantship • Wage is $15/hour • Average 10 hours/week • Maximum 19 hours/week when school is in session • Maximum 40 hours/week when school is on break • Total hours cannot exceed 280 hours/year • Please notify us if you wish to decline your Student Assistantship

  16. Direct Loan • For U.S. citizens and permanent residents only • No credit check required • Fixed interest rate of 6.8% • 0.5% origination fee • Six month grace period • Standard 10 year repayment term with 6 month grace period after you graduate or fall below half-time enrollment • Subsidized: need-based • Federal government pays interest on loan while you are in school and during grace period and any deferments • Unsubsidized: not need-based • Either pay interest “as you go” or it will be capitalized

  17. Direct Grad PLUS Loan • For U.S. citizens and permanent residents only • Credit check required • Fixed interest rate of 7.9% • 2.5% origination fee • Standard 10 year repayment term with 45 day grace period after you graduate or fall below half-time enrollment • Unsubsidized, i.e., either pay interest “as you go” or it will be capitalized

  18. Yale International Student Loan • For students who are not U.S. citizens or permanent residents • No credit check required • Fixed interest rate of 7.75% • 5% origination fee • Standard 10 year repayment term with 6 month grace period after you graduate or fall below half-time enrollment • Unsubsidized, i.e., either pay interest “as you go” or it will be capitalized

  19. Office Hours • Alex • Monday, Tuesday, and Friday • 9 AM to 4.30 PM • Linda • Monday to Friday • 9 AM to 4.30 PM

  20. Contact Information Alex Muro Director of Financial Aid alexander.muro@yale.edu (203) 432-5105 Sage 3A Linda Jacobs Senior Administrative Assistant linda.jacobs@yale.edu (203) 432-5459 Sage 5B

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