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Personal Finance: Empowering Students and Enhancing Lives. Resources: Great Websites you can Count On. www.ftc.gov/bcp (Bureau of Consumer Protection) Articles on identify theft protection, latest consumer scams, filing complaints online

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personal finance empowering students and enhancing lives

Personal Finance: Empowering Students and Enhancing Lives

Resources: Great Websites you can Count On

great websites

www.ftc.gov/bcp

(Bureau of Consumer Protection)

Articles on identify theft protection, latest consumer scams, filing complaints online

Every state has a similar website for consumers, usually at Attorney General webpage

  • www.ssa.gov

Social security withholding rates (4.2% in 2010), getting your annual statement, maximum taxable amounts

Great Websites
great websites1

http://en.wikipedia.org/wiki/Credit_Card_Act_of_2009

Gives background on the law; lists the protections for consumers of the Credit Cardholders’ Bill of Rights

Also points out that lots of abuses remain such as unlimited rate increases and lowered credit limits (gives criticisms as well as benefits)

Great Websites
great websites2

www.consumeraction.gov

Also called the federal citizens information center, students can order the 2011 Consumer Action Handbook.

Great information on understanding credit, how to file a complaint, and the latest consumer news.

Good place for young consumers to get advice and avoid rip-offs.

Great Websites
great websites3

www.nclnet.org

This private (not government) site for the National Consumers League provides considerable information on personal finance topics (click on “personal finance” link); they also have a fraud center. This is a good place for students to learn about scams and ways to protect themselves.

Great Websites
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