Accession to Internal Market (Components I and II)  – AIM  Project
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Accession to Internal Market (Components I and II) – AIM Project Co-funded by the European Union. Economic Development and Employment Promotion in Montenegro/ Podrška ekonomskom razvoju i zapošljavanju u Crnoj Gori PRISTUPANJE UNUTRAŠNJEM TRŽIŠTU (“ACCESION TO INTERNAL MARKET “- AIM)

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Accession to Internal Market (Components I and II) – AIM Project

Co-funded by the European Union

Economic Development and Employment Promotion in Montenegro/Podrška ekonomskom razvoju i zapošljavanju u Crnoj Gori

PRISTUPANJE UNUTRAŠNJEM TRŽIŠTU

(“ACCESION TO INTERNAL MARKET “- AIM)

Potrošački kredit

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Potro a ki kredit

Potrošački kredit

Accession to Internal Market (Components I and II) – AIM Project

Co-funded by the European Union

Direktiva 2008/48/EZ

Definicija potrošačkoga kredita

Izuzeci od primjene Direktive:

- po iznosu kredita (€200-€75000)

- po sadržaju posla

Mogućnost djelimičnoga izuzimanja za KUP-ove i odlaganja plaćanja

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Potro a ki kredit1

Potrošački kredit

Accession to Internal Market (Components I and II) – AIM Project

Co-funded by the European Union

Katalozi i obrazac standardnih informacija:

- Katalog standardnih informacija prilikom reklamiranja potrošačkoga kreditiranja

- Katalog standardnih informacija i standardizirani obrazac predugovornih informacija

- Katalog obaveznih dijelova i oblika ugovora o potrošačkom kreditu

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Potro a ki kredit2

Potrošački kredit

Accession to Internal Market (Components I and II) – AIM Project

Co-funded by the European Union

Promjena kamatne stope - obveza prethodne obavijesti ili periodičko informiranje u slučaju vezanosti za referentnu vrijednost

Odustanak - u roku 14 dana, katalog prava i obveza (pitanje isporuke robe ili usluga)

Prijevremena otplata kredita - objektivna i primjerena naknada

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Potro a ki kredit3

Potrošački kredit

Accession to Internal Market (Components I and II) – AIM Project

Co-funded by the European Union

Obveza nadzora ili regulacije svih kreditora

Pravila za posrednike

Mjere za osiguranje provedbe Direktive

Uređenje prekršajnih odredaba

Izvansudsko rješavanje sporova

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Potro a ki kredit4

Potrošački kredit

Accession to Internal Market (Components I and II) – AIM Project

Co-funded by the European Union

Uređenje domaćega sustava:

Zakonodavni okvir

Institucije

Ljudski potencijal

Implementacija

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Seite 1

Accession to Internal Market (Components I and II) – AIM Project

Co-funded by the European Union

Hvala na pažnji!

Kontakt:

Accession to Internal Market (AIM)

Projektna kancelarija

Omladinskih brigada 1

81000 Podgorica , Crna Gora

Tel:       + 382 (0) 78 103 675

Fax:      + 382 (0) 78 103 625

http://www.aim.org.me

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