Money and the move
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Money and the Move. Money and the Move. Travel pay and allowances Financial planning for transfers Moving expenses Ways to save Resources. Travel Pay and Allowances. Per Diem Allowance PCS Mileage (aka MALT) Dislocation Allowance (DLA ) Temporary Lodging Expense (TLE).

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Money and the Move

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Money and the Move


Money and the Move

  • Travel pay and allowances

  • Financial planning for transfers

  • Moving expenses

  • Ways to save

  • Resources


Travel Pay and Allowances

  • Per Diem Allowance

  • PCS Mileage (aka MALT)

  • Dislocation Allowance (DLA)

  • Temporary Lodging Expense (TLE)


Moving Overseas?

  • Overseas Housing Allowance (OHA)

  • Move-in-Housing Allowance (MIHA)

  • Temporary Lodging Allowance (TLA)

  • Cost of Living Allowance (COLA)


Entitlements Requiring Payback

  • Advance Pay

  • Advance Housing Allowance


The Importance of Financial Planning for Transfers

  • Planning is the key

  • Planning worksheets

    • Financial Planning Worksheet for a PCS Move

    • Estimating Travel Costs and Reimbursements


Financial Planning Worksheet for a PCS Move

Income

Expenses


Estimating Travel Costs & Reimbursements

  • www.militaryonesource.com

  • www.housing.navy.mil/onestop/

  • http://perdiem.hqda.pentagon.mil/perdiem/


PCS Transfer Expenses

  • House hunting trip

  • Move out

  • Exceeding weight limitations

  • Insurance

  • Creditor and Credit Reports


PCS Transfer Expenses

  • Miscellaneous Expenses

  • Loss of spouse’s income

  • Medical and Dental

  • Pets

  • Passports and Visas

  • Car Preparation


POVs

  • Government pays to ship one vehicle overseas

  • Government pays storage fees up front

  • Government will ship POVs stateside as long as it doesn’t cost any more than to drive there


Expenses In Transit

  • Driving costs

  • Overnight accommodations

  • Food and miscellaneous expenses

  • Fun


Expenses at New Duty Station

  • Temporary lodging and food

  • Laundromat

  • Utility/telephone deposits

  • Rental deposits/house purchase closing costs

  • Extra long distance phone calls


Expenses at New Duty Station

  • Cleaning supplies/restocking food supplies

  • Insurance

  • Car registration/licenses/Personal property tax

  • Miscellaneous


Cost Cutting

  • Yard sales

  • Change of address

  • Bill paying

  • Reference letters

  • National providers


More Cost-Cutting Ideas

  • Checking and saving accounts

  • Loan pre-qualification/pre-approval

  • Military facilities

  • Dependent healthcare

  • Sponsor

  • WIC


Who Can Help?

  • Command Financial Specialist

  • Fleet and Family Support Center

  • Personal Property Shipping Office

  • PSD or Disbursing Clerk

  • Navy-Marine Corps Relief Society


Helpful Web Sites for the Military Move

  • See the websites listed on the Financial Planning Worksheet for a PCS Move


Summary

  • Financial planning

  • Travel pay and allowances

  • Expenses

  • Ways to save

  • Resources


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Money and the Move


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